CINF:NSD-Cincinnati Financial Corporation (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 147.59

Change

+0.14 (+0.09)%

Market Cap

USD 22.80B

Volume

0.56M

Analyst Target

USD 82.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensation. This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products. The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-02 )

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ETFs Containing CINF

DEUS Xtrackers Russell US Mult.. 0.00 % 0.18 %

+0.49 (+0%)

USD 0.16B
FXO First Trust Financials Al.. 0.00 % 0.63 %

+0.69 (+0%)

USD 2.15B
KIE SPDR® S&P Insurance ETF 0.00 % 0.35 %

+0.41 (+0%)

N/A
CGRA:CA CI Global Real Asset Priv.. 0.00 % 0.00 %

N/A

CAD 1.72M
NIFE 0.00 % 0.00 %

N/A

N/A
FEVR 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.71% 50% F 76% C+
Dividend Return 0.61% 50% F 41% F
Total Return 3.31% 50% F 77% C+
Trailing 12 Months  
Capital Gain 21.68% 50% F 81% B-
Dividend Return 2.72% 25% F 54% F
Total Return 24.40% 50% F 81% B-
Trailing 5 Years  
Capital Gain 107.79% 82% B 71% C-
Dividend Return 19.98% 57% F 54% F
Total Return 127.76% 82% B 72% C
Average Annual (5 Year Horizon)  
Capital Gain 16.86% 75% C 73% C
Dividend Return 19.50% 75% C 74% C
Total Return 2.65% 44% F 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 29.91% 44% F 61% D-
Risk Adjusted Return 65.20% 94% A 86% B+
Market Capitalization 22.80B 100% F 96% N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.