CACC:NGS-Credit Acceptance Corporation (USD)

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 529.8

Change

+6.28 (+1.20)%

Market Cap

USD 3.99B

Volume

0.10M

Analyst Target

USD 321.33
Analyst Rating

Sell

ducovest Verdict
Created with Highstock 5.0.6

Bearish

About

Credit Acceptance Corp is a financing company. The Company offers automobile dealers financing programs that enable them to sell vehicles to consumers regardless of their credit history.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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CACC QQQ
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Relative Returns (From:    To: 2025-04-02 )

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NAVI Navient Corp

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ATLC Atlanticus Holdings Corporatio..

-1.92 (-4.09%)

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ETFs Containing CACC

QSY 0.00 % 0.38 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.85% 77% C+ 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 12.85% 77% C+ 88% B+
Trailing 12 Months  
Capital Gain -2.29% 38% F 53% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -2.29% 34% F 51% F
Trailing 5 Years  
Capital Gain 145.47% 52% F 78% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 145.47% 43% F 76% C+
Average Annual (5 Year Horizon)  
Capital Gain 12.28% 48% F 67% D+
Dividend Return 12.28% 45% F 65% D
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 33.78% 72% C 54% F
Risk Adjusted Return 36.35% 52% F 68% D+
Market Capitalization 3.99B 84% B 89% A-

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.30 20% 38%
Price/Book Ratio 3.38 26% 33%
Price / Cash Flow Ratio 5.21 38% 40%
Price/Free Cash Flow Ratio 33.81 8% 10%
Management Effectiveness  
Return on Equity 14.15% 68% 84%
Return on Invested Capital 10.03% 64% 75%
Return on Assets 3.01% 54% 76%
Debt to Equity Ratio 363.11% 26% 6%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector