SEZL:NSD- (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 36.34

Change

+1.45 (+4.16)%

Market Cap

USD 1.69B

Volume

0.74M
Analyst Rating

Verdict

ducovest Verdict

Verdict

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Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-04-01 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
PYPL PayPal Holdings Inc

+1.05 (+1.59%)

USD 70.29B
SOFI SoFi Technologies Inc.

+0.40 (+3.36%)

USD 12.35B
QFIN 360 Finance Inc

+1.58 (+3.57%)

USD 6.49B
SLM SLM Corp

+0.52 (+1.76%)

USD 6.08B
CACC Credit Acceptance Corporation

+6.28 (+1.20%)

USD 5.92B
SLMBP SLM Corp Pb Pref

-0.54 (-0.73%)

USD 4.95B
UPST Upstart Holdings Inc

+1.63 (+3.54%)

USD 4.37B
NAVI Navient Corp

+0.36 (+2.85%)

USD 1.31B
PRAA PRA Group Inc

+0.61 (+2.86%)

USD 0.83B
ATLC Atlanticus Holdings Corporatio..

+1.86 (+3.65%)

USD 0.81B

ETFs Containing SEZL

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -14.76% 30% F 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -14.76% 30% F 38% F
Trailing 12 Months  
Capital Gain 233.09% 97% N/A 98% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 233.09% 97% N/A 98% N/A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 492.42% 97% N/A 97% N/A
Dividend Return 492.42% 97% N/A 97% N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 961.12% 7% C- 5% F
Risk Adjusted Return 51.23% 76% C+ 79% B-
Market Capitalization 1.69B 72% C 78% C+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.