ducovest

HRTG:NYE-Heritage Insurance Holdings Inc. (USD)

EQUITY | Insurance - Property & Casualty | New York Stock Exchange

Last Closing

USD 14.75

Change

0.00 (0.00)%

Market Cap

USD 0.48B

Volume

0.25M

Analyst Target

USD 17.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Heritage Insurance Holdings Inc is a property and casualty insurance holding company. The Company provides personal residential insurance for single-family homeowners and condominium owners, rental property insurance and commercial residential insurance.

Company Website : http://www.heritagepci.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-03-30 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
PGR Progressive Corp

N/A

 USD 159.95B
ALL The Allstate Corporation

N/A

 USD 53.20B
ALL-PH The Allstate Corporation

N/A

 USD 34.54B
HIG Hartford Financial Services Gr..

N/A

 USD 33.62B
HIG-PG The Hartford Financial Service..

N/A

 USD 18.73B
AIZ Assurant Inc

N/A

 USD 10.73B
AFG American Financial Group Inc

N/A

 USD 10.51B
KNSL Kinsale Capital Group Inc

N/A

 USD 10.05B
ORI Old Republic International Cor..

N/A

 USD 9.28B
RLI RLI Corp

N/A

 USD 6.96B

ETFs Containing HRTG

DWAS Invesco DWA SmallCap Mome.. 1.36 % 0.60 %

N/A

 USD 0.68B

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.90% 94% A 96% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 21.90% 91% A- 96% N/A
Trailing 12 Months  
Capital Gain 38.50% 91% A- 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 38.50% 91% A- 94% A
Trailing 5 Years  
Capital Gain 37.72% 37% F 46% F
Dividend Return 5.04% 17% F 9% A-
Total Return 42.76% 30% F 36% F
Average Annual (5 Year Horizon)  
Capital Gain 37.79% 94% A 91% A-
Dividend Return 39.04% 94% A 91% A-
Total Return 1.24% 17% F 29% F
Risk Return Profile  
Volatility (Standard Deviation) 113.42% 6% D- 7% C-
Risk Adjusted Return 34.42% 32% F 49% F
Market Capitalization 0.48B 6% D- 46% F

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.00 75% 85%
Price/Book Ratio 1.44 87% 54%
Price / Cash Flow Ratio 4.82 65% 61%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 24.08% 89% 89%
Return on Invested Capital 22.98% 90% 90%
Return on Assets 2.53% 42% 53%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.