CUBI:NYE-Customers Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 51.23

Change

-0.31 (-0.60)%

Market Cap

USD 1.60B

Volume

0.22M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-03-20 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

+0.02 (+0.09%)

USD 92.38B
USB-PP U.S. Bancorp

-0.01 (-0.04%)

USD 74.57B
PNC PNC Financial Services Group I..

-0.42 (-0.24%)

USD 71.14B
USB U.S. Bancorp

-0.07 (-0.16%)

USD 69.67B
TFC Truist Financial Corp

+0.06 (+0.15%)

USD 60.50B
ITUB Itau Unibanco Banco Holding SA

-0.07 (-1.22%)

USD 52.89B
NU Nu Holdings Ltd

-0.55 (-4.60%)

USD 51.67B
NWG Natwest Group PLC

-0.21 (-1.71%)

USD 49.21B
BSBR Banco Santander Brasil SA ADR

-0.08 (-1.65%)

USD 33.95B
MTB M&T Bank Corporation

-0.15 (-0.08%)

USD 32.99B

ETFs Containing CUBI

DXF:CA Dynamic Active Global Fin.. 10.59 % 0.86 %

+0.04 (+-0.16%)

CAD 0.01B
BNKO 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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XUFB:LSE Xtrackers MSCI USA Banks .. 9.59 % 0.00 %

+19.25 (+-0.16%)

USD 0.04B
FTXO First Trust Nasdaq Bank E.. 8.66 % 0.60 %

-0.16 (-0.16%)

USD 0.25B
MWO:PA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

+0.09 (+-0.16%)

USD 0.09B
LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

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LMWE:XETRA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

+0.17 (+-0.16%)

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IUS2:F iShares S&P U.S. Banks UC.. 7.60 % 0.00 %

+0.03 (+-0.16%)

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IUS2:XETRA iShares S&P U.S. Banks UC.. 7.60 % 0.00 %

+0.07 (+-0.16%)

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BNKS:LSE iShares S&P U.S. Banks ET.. 7.57 % 0.00 %

+0.04 (+-0.16%)

N/A
RUBY:CA RBC U.S. Banks Yield Inde.. 7.53 % 0.33 %

+0.13 (+-0.16%)

CAD 0.02B
RUBY-U:CA RBC U.S. Banks Yield Inde.. 7.53 % 0.00 %

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CALL:CA Evolve US Banks Enhanced .. 7.35 % 0.68 %

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CAD 0.10B
ZWK:CA BMO Covered Call US Banks.. 7.05 % 0.00 %

-0.06 (-0.16%)

CAD 0.36B
FAZZ 6.23 % 0.45 %

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RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN:CA Brompton North American F.. 5.84 % 0.96 %

+0.31 (+-0.16%)

CAD 0.06B
BFIN-U:CA 5.74 % 0.00 %

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DIVY Tidal ETF Trust 4.51 % 0.85 %

-0.07 (-0.16%)

USD 0.01B
PVAL Putnam Focused Large Cap .. 4.51 % 0.29 %

+0.01 (+-0.16%)

USD 2.21B
SYV 4.46 % 0.60 %

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KBWB Invesco KBW Bank ETF 4.45 % 0.35 %

+0.13 (+-0.16%)

USD 3.84B
DIVZ Listed Funds Trust - True.. 3.50 % 0.00 %

-0.02 (-0.16%)

USD 0.15B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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BDIV:CA Brompton Global Dividend .. 3.20 % 0.96 %

-0.15 (-0.16%)

CAD 0.10B
FSF:CA CI Global Financial Secto.. 3.03 % 1.11 %

+0.27 (+-0.16%)

CAD 0.46B
FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

-0.05 (-0.16%)

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SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

-0.09 (-0.16%)

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HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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SYE 2.82 % 0.60 %

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SPVU Invesco S&P 500® Enhance.. 2.74 % 0.16 %

+0.06 (+-0.16%)

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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TWIO 2.51 % 0.00 %

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HEA:CA 2.43 % 0.00 %

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HEA-U:CA 2.43 % 0.00 %

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RAFE PIMCO RAFI ESG U.S. ETF P.. 2.39 % 0.00 %

-0.15 (-0.16%)

USD 0.08B
IYF iShares U.S. Financials E.. 2.31 % 0.42 %

+0.15 (+-0.16%)

N/A
ZVU:CA BMO MSCI USA Value ETF 2.16 % 0.33 %

-0.16 (-0.16%)

CAD 0.06B
QDVI:F iShares IV Public Limited.. 2.13 % 0.00 %

+0.01 (+-0.16%)

N/A
QDVI:XETRA iShares Edge MSCI USA Val.. 2.13 % 0.00 %

+0.03 (+-0.16%)

N/A
JHMF 2.06 % 0.47 %

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PFF iShares Preferred and Inc.. 1.65 % 0.46 %

-0.04 (-0.16%)

N/A
DRFU:CA Desjardins RI USA Multifa.. 1.52 % 0.57 %

+0.08 (+-0.16%)

CAD 5.97M
DRFG:CA Desjardins RI Global Mult.. 1.37 % 0.00 %

-0.08 (-0.16%)

CAD 0.02B
GGUE:XETRA UBS Global Gender Equalit.. 1.37 % 0.00 %

+0.01 (+-0.16%)

N/A
GGUE:F UBS (Irl) ETF Public Limi.. 1.37 % 0.00 %

-0.06 (-0.16%)

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GENE:LSE UBS (Irl) ETF Public Limi.. 1.20 % 0.00 %

-1.50 (-0.16%)

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GENG:LSE UBS (Irl) ETF plc - Globa.. 1.20 % 0.00 %

+2.75 (+-0.16%)

USD 3.27M
EXT 1.19 % 0.28 %

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FLXU:F Franklin LibertyShares IC.. 1.16 % 0.00 %

-0.08 (-0.16%)

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FLXU:XETRA Franklin LibertyShares IC.. 1.16 % 0.00 %

+0.34 (+-0.16%)

USD 0.18B
OEW 1.09 % 0.40 %

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FLSP Franklin Liberty Systemat.. 0.93 % 0.00 %

+0.19 (+-0.16%)

USD 0.31B
VOOM:XETRA Amundi Global Gender Equa.. 0.89 % 0.00 %

+0.12 (+-0.16%)

N/A
VOOM:F Lyxor Index Fund - Lyxor .. 0.89 % 0.00 %

-0.02 (-0.16%)

N/A
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

-0.02 (-0.16%)

N/A
FYT First Trust Small Cap Val.. 0.00 % 0.70 %

-0.35 (-0.16%)

USD 0.17B
IOO iShares Global 100 ETF 0.00 % 0.40 %

-0.39 (-0.16%)

N/A
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

-0.28 (-0.16%)

N/A
RALS 0.00 % 0.95 %

N/A

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BNKD Bank of Montreal 0.00 % 0.00 %

-0.08 (-0.16%)

N/A
BNKU Bank of Montreal 0.00 % 0.00 %

-0.03 (-0.16%)

N/A
VAMO Cambria Value and Momentu.. 0.00 % 0.64 %

-0.31 (-0.16%)

N/A
VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

+0.01 (+-0.16%)

USD 2.37B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

-0.11 (-0.16%)

USD 0.24B
IUVD:LSE iShares Edge MSCI USA Val.. 0.00 % 0.00 %

N/A

USD 0.33B
IUVF:LSE iShares Edge MSCI USA Val.. 0.00 % 0.00 %

-0.25 (-0.16%)

USD 1.87B
IUVL:LSE iShares Edge MSCI USA Val.. 0.00 % 0.00 %

-0.01 (-0.16%)

USD 1.89B
IWFV:LSE iShares MSCI World Value .. 0.00 % 0.00 %

-18.00 (-0.16%)

USD 3.43B
IWVG:LSE iShares Edge MSCI World V.. 0.00 % 0.00 %

-0.02 (-0.16%)

USD 0.13B
IWVU:LSE iShares Edge MSCI World V.. 0.00 % 0.00 %

-0.04 (-0.16%)

USD 0.13B
GEND:LSE Amundi Global Gender Equa.. 0.00 % 0.00 %

-0.04 (-0.16%)

N/A
UVAL:LSE SPDR® MSCI USA Value UCI.. 0.00 % 0.00 %

+0.08 (+-0.16%)

USD 0.15B
XDEV:LSE Xtrackers MSCI World Valu.. 0.00 % 0.00 %

-20.50 (-0.16%)

N/A
USVL:LSE SPDR® MSCI USA Value UCI.. 0.00 % 0.00 %

+0.12 (+-0.16%)

USD 0.15B
XDEV:XETRA Xtrackers MSCI World Valu.. 0.00 % 0.00 %

-0.21 (-0.16%)

N/A
ZPRU:XETRA SPDR MSCI USA Value UCITS.. 0.00 % 0.00 %

+0.29 (+-0.16%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.24% 77% C+ 78% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 5.24% 77% C+ 77% C+
Trailing 12 Months  
Capital Gain -5.69% 14% F 28% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -5.69% 10% F 23% F
Trailing 5 Years  
Capital Gain 350.57% 93% A 91% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 350.57% 92% A 90% A-
Average Annual (5 Year Horizon)  
Capital Gain 66.68% 97% N/A 96% N/A
Dividend Return 66.68% 96% N/A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 102.59% 7% C- 8% B-
Risk Adjusted Return 64.99% 83% B 76% C+
Market Capitalization 1.60B 31% F 64% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.