ALLY:NYE-Ally Financial Inc. (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 36.12

Change

+0.66 (+1.86)%

Market Cap

USD 9.30B

Volume

5.23M

Analyst Target

USD 26.53
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ally Financial Inc offers financial products and services to automotive dealers and their customers. It provides financial products and services to automotive dealers and their retail customers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-03-20 )

Largest Industry Peers for Credit Services

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COF Capital One Financial Corporat..

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SYF Synchrony Financial

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OMF OneMain Holdings Inc

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LU Lufax Holding Ltd

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AGM-A Federal Agricultural Mortgage ..

-2.69 (-1.83%)

USD 2.12B

ETFs Containing ALLY

IBDW iShares Trust - iShares i.. 0.97 % 0.00 %

N/A

USD 1.40B
BLV Vanguard Long-Term Bond I.. 0.00 % 0.07 %

-0.04 (0.06%)

N/A
EZM WisdomTree U.S. MidCap Ea.. 0.00 % 0.38 %

-0.24 (0.06%)

N/A
MDYV SPDR® S&P 400 Mid Cap Va.. 0.00 % 0.15 %

-0.52 (0.06%)

N/A
XXM:CA 0.00 % 0.68 %

N/A

N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

N/A

N/A
DFAT Dimensional U.S. Targeted.. 0.00 % 0.00 %

-0.26 (0.06%)

USD 10.26B
BSCV Invesco BulletShares 2031.. 0.00 % 0.00 %

+0.01 (+0.06%)

USD 0.92B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.31% 41% F 53% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 0.31% 41% F 50% F
Trailing 12 Months  
Capital Gain -11.03% 11% F 21% F
Dividend Return 2.22% 26% F 40% F
Total Return -8.82% 8% B- 20% F
Trailing 5 Years  
Capital Gain 208.72% 58% F 83% B
Dividend Return 43.16% 67% D+ 78% C+
Total Return 251.88% 54% F 84% B
Average Annual (5 Year Horizon)  
Capital Gain 22.43% 67% D+ 83% B
Dividend Return 25.50% 64% D 83% B
Total Return 3.07% 42% F 64% D
Risk Return Profile  
Volatility (Standard Deviation) 75.26% 18% F 12% F
Risk Adjusted Return 33.88% 49% F 48% F
Market Capitalization 9.30B 76% C+ 86% B+

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.93 28% 43%
Price/Book Ratio 0.88 65% 77%
Price / Cash Flow Ratio 2.31 45% 72%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 4.85% 17% 41%
Return on Invested Capital 1.50% 57% 35%
Return on Assets 0.35% 10% 24%
Debt to Equity Ratio 125.84% 56% 28%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.