FLG:NYE-Flagstar Financial, Inc. (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 11.95

Change

-0.04 (-0.33)%

Market Cap

USD 4.59B

Volume

4.32M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-03-18 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

-0.03 (-0.13%)

USD 92.38B
USB-PP U.S. Bancorp

-0.18 (-0.75%)

USD 74.57B
PNC PNC Financial Services Group I..

-0.65 (-0.37%)

USD 71.14B
USB U.S. Bancorp

+0.10 (+0.24%)

USD 69.67B
TFC Truist Financial Corp

-0.20 (-0.49%)

USD 60.50B
ITUB Itau Unibanco Banco Holding SA

+0.02 (+0.32%)

USD 52.89B
NU Nu Holdings Ltd

-0.32 (-2.71%)

USD 51.67B
NWG Natwest Group PLC

+0.35 (+2.94%)

USD 49.21B
BSBR Banco Santander Brasil SA ADR

-0.04 (-0.84%)

USD 33.95B
MTB M&T Bank Corporation

-0.59 (-0.34%)

USD 32.99B

ETFs Containing FLG

DPST Direxion Daily Regional B.. 1.83 % 1.02 %

-0.62 (-0.35%)

USD 0.54B
EBIT Harbor ETF Trust 0.58 % 0.00 %

-0.11 (-0.35%)

USD 9.03M
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

-0.07 (-0.35%)

USD 0.06B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 28.08% 96% N/A 97% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 28.08% 96% N/A 97% N/A
Trailing 12 Months  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) N/A N/A N/A N/A N/A
Risk Adjusted Return N/A N/A N/A N/A N/A
Market Capitalization 4.59B 54% F 77% C+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector