ACIC:NSD-American Coastal Insurance Corp (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 12.14

Change

-0.12 (-0.98)%

Market Cap

USD 0.59B

Volume

0.16M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property, and casualty insurance business in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also provides commercial multi-peril property insurance for residential condominium associations and apartments, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers equipment breakdown, identity theft, and cyber security policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in August 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-03-18 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
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-1.34 (-0.91%)

USD 21.22B
SIGI Selective Insurance Group Inc

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USD 4.82B
PLMR Palomar Holdings Inc

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TRUP Trupanion Inc

-0.27 (-0.75%)

USD 2.28B
ROOT Root Inc

-1.54 (-1.01%)

USD 2.07B
SKWD Skyward Specialty Insurance Gr..

-0.13 (-0.26%)

USD 1.93B
SAFT Safety Insurance Group Inc

-0.27 (-0.34%)

USD 1.13B
UFCS United Fire Group Inc

-0.34 (-1.17%)

USD 0.66B
DGICA Donegal Group A Inc

-0.10 (-0.54%)

USD 0.58B
DGICB Donegal Group B Inc

-0.34 (-2.20%)

USD 0.57B

ETFs Containing ACIC

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -9.81% 25% F 40% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -9.81% 25% F 40% F
Trailing 12 Months  
Capital Gain 13.25% 44% F 74% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 13.25% 44% F 73% C
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 1,447.53% 100% F 98% N/A
Dividend Return 1,447.53% 100% F 98% N/A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 2,884.32% 7% C- 3% F
Risk Adjusted Return 50.19% 73% C 78% C+
Market Capitalization 0.59B 43% F 65% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector