DGICB:NGS-Donegal Group Inc. Class B Common Stock (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 15.45

Change

+0.46 (+3.09)%

Market Cap

USD 0.55B

Volume

575.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Donegal Group Inc is an insurance holding company. It offers personal and commercial lines of property and casualty insurance to businesses and individuals in Mid-Atlantic, Midwestern, New England and Southern states.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-03-17 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
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USD 21.22B
SIGI Selective Insurance Group Inc

+1.37 (+1.56%)

USD 4.82B
PLMR Palomar Holdings Inc

+2.32 (+1.76%)

USD 3.40B
TRUP Trupanion Inc

+0.84 (+2.38%)

USD 2.28B
ROOT Root Inc

+0.61 (+0.40%)

USD 2.07B
SKWD Skyward Specialty Insurance Gr..

-0.28 (-0.56%)

USD 1.93B
SAFT Safety Insurance Group Inc

+0.33 (+0.42%)

USD 1.13B
UFCS United Fire Group Inc

-0.08 (-0.27%)

USD 0.66B
ACIC American Coastal Insurance Cor..

-0.02 (-0.16%)

USD 0.59B
DGICA Donegal Group A Inc

+0.35 (+1.92%)

USD 0.58B

ETFs Containing DGICB

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 9.50% 81% B- 83% B
Dividend Return 1.10% 80% B- 68% D+
Total Return 10.60% 81% B- 84% B
Trailing 12 Months  
Capital Gain 17.76% 50% F 76% C+
Dividend Return 4.73% 75% C 76% C+
Total Return 22.48% 50% F 78% C+
Trailing 5 Years  
Capital Gain 33.07% 45% F 46% F
Dividend Return 25.15% 86% B+ 66% D+
Total Return 58.23% 55% F 49% F
Average Annual (5 Year Horizon)  
Capital Gain 1.35% 33% F 43% F
Dividend Return 4.97% 40% F 50% F
Total Return 3.62% 50% F 74% C
Risk Return Profile  
Volatility (Standard Deviation) 17.13% 73% C 81% B-
Risk Adjusted Return 28.99% 53% F 61% D-
Market Capitalization 0.55B 29% F 65% D

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.10 75% 75%
Price/Book Ratio 0.91 86% 75%
Price / Cash Flow Ratio 19.79 21% 16%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 9.92% 63% 77%
Return on Invested Capital 119.91% 100% 97%
Return on Assets 1.72% 56% 71%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.