ALLY:NYE-Ally Financial Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 34.08

Change

0.00 (0.00)%

Market Cap

USD 10.47B

Volume

3.10M

Analyst Target

USD 26.53
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States, Canada, and Bermuda. The company operates through Automotive Finance Operations, Insurance Operations, Corporate Finance Operations, and Corporate and Other segments. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing to consumers, automotive dealers and retailers, companies, and municipalities; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers commercial banking products and services; and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-03-16 )

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ETFs Containing ALLY

IBDW iShares Trust - iShares i.. 0.97 % 0.00 %

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USD 1.40B
DFAT Dimensional U.S. Targeted.. 0.60 % 0.00 %

N/A

USD 10.26B
BLV Vanguard Long-Term Bond I.. 0.00 % 0.07 %

N/A

N/A
EZM WisdomTree U.S. MidCap Ea.. 0.00 % 0.38 %

N/A

N/A
MDYV SPDR® S&P 400 Mid Cap Va.. 0.00 % 0.15 %

N/A

N/A
XXM:CA 0.00 % 0.68 %

N/A

N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 0.00 % 0.00 %

N/A

N/A
BSCV Invesco BulletShares 2031.. 0.00 % 0.00 %

N/A

USD 0.92B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -5.36% 22% F 29% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -5.36% 19% F 28% F
Trailing 12 Months  
Capital Gain -9.41% 8% B- 22% F
Dividend Return 2.39% 26% F 41% F
Total Return -7.02% 8% B- 21% F
Trailing 5 Years  
Capital Gain 112.20% 42% F 71% C-
Dividend Return 31.44% 67% D+ 70% C-
Total Return 143.65% 50% F 75% C
Average Annual (5 Year Horizon)  
Capital Gain 22.43% 67% D+ 83% B
Dividend Return 25.50% 64% D 83% B
Total Return 3.07% 42% F 64% D
Risk Return Profile  
Volatility (Standard Deviation) 75.26% 18% F 12% F
Risk Adjusted Return 33.88% 49% F 48% F
Market Capitalization 10.47B 76% C+ 86% B+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.