Values as of: 2025-03-09
COMMON STOCK | Credit Services |
Last Closing
USD 54.74Change
0.00 (0.00)%Market Cap
USD 25.35BVolume
6.72MAnalyst Target
USD 23.50Verdict
Verdict
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.
Company Website : https://www.synchrony.com
Currency: USD
Country : USA
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| Market Performance vs. Industry/Classification (Credit Services) | Market Performance vs. Exchange | ||||||
| Value | Sector Median | Percentile Rank | Grade | Market Median | Percentile Rank | Grade | |
| YTD | |||||||
| Capital Gain | -15.78% | 11% | F | 10% | F | ||
| Dividend Return | 0.38% | 39% | F | 20% | F | ||
| Total Return | -15.40% | 11% | F | 10% | F | ||
| Trailing 12 Months | |||||||
| Capital Gain | 29.90% | 74% | C | 91% | A- | ||
| Dividend Return | 2.37% | 25% | F | 40% | F | ||
| Total Return | 32.27% | 71% | C- | 91% | A- | ||
| Trailing 5 Years | |||||||
| Capital Gain | 108.37% | 60% | D- | 82% | B | ||
| Dividend Return | 17.70% | 47% | F | 51% | F | ||
| Total Return | 126.08% | 60% | D- | 82% | B | ||
| Average Annual (5 Year Horizon) | |||||||
| Capital Gain | 29.81% | 77% | C+ | 88% | B+ | ||
| Dividend Return | 32.27% | 77% | C+ | 87% | B+ | ||
| Total Return | 2.47% | 30% | F | 56% | F | ||
| Risk Return Profile | |||||||
| Volatility (Standard Deviation) | 54.97% | 38% | F | 17% | F | ||
| Risk Adjusted Return | 58.71% | 82% | B | 72% | C | ||
| Market Capitalization | 25.35B | 82% | B | 92% | A | ||
| Target Price Action | Rating Action | Analyst | Rating | Price | Date |
|---|
This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.
This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.
The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.
The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.
This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.
The company had positive total cash flow in the most recent four quarters.
This stock has shown top quartile dividend growth in the previous 5 years compared to its sector
The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.
The stock is trading high compared to its peers median on a price to book value basis.
The company has under performed its peers on annual average total returns in the past 5 years.
The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.
