ducovest

SYF:NYE-Synchrony Financial (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 61.41

Change

-2.44 (-3.82)%

Market Cap

USD 25.35B

Volume

3.94M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Company Website : https://www.synchrony.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-02-21 )

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ETFs Containing SYF

BPAY BlackRock Future Financia.. 5.59 % 0.00 %

-1.16 (-1.26%)

 USD 6.69M
RDVI FT Cboe Vest Rising Divid.. 2.13 % 0.00 %

-0.78 (-1.26%)

 N/A
BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

-0.44 (-1.26%)

 N/A
RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

-0.94 (-1.26%)

 N/A
SYLD Cambria Shareholder Yield.. 1.50 % 0.59 %

-1.29 (-1.26%)

 USD 1.25B
WTV WisdomTree Trust - Wisdom.. 1.17 % 0.00 %

-1.57 (-1.26%)

 USD 0.70B
SDVD FT Vest SMID Rising Divid.. 1.06 % 0.00 %

-0.70 (-1.26%)

 N/A
JHMM John Hancock Multifactor .. 0.44 % 0.44 %

-1.35 (-1.26%)

 USD 4.20B
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-7.50 (-1.26%)

 N/A
SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-9.00 (-1.26%)

 N/A
EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

N/A

 N/A
DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

-0.58 (-1.26%)

 N/A
FWDD 0.00 % 1.25 %

N/A

 N/A
KORP American Century Diversif.. 0.00 % 0.45 %

+0.14 (+-1.26%)

 USD 0.39B
MUMC-B:CA Manulife Multifactor U.S... 0.00 % 0.00 %

-0.89 (-1.26%)

 CAD 0.05B
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

-2.56 (-1.26%)

 N/A
MUMC:CA Manulife Multifactor U.S... 0.00 % 0.55 %

-1.03 (-1.26%)

 CAD 0.01B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

+0.88 (+-1.26%)

 N/A
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

+70.00 (+-1.26%)

 N/A
XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

-0.03 (-1.26%)

 N/A
XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

-12.50 (-1.26%)

 N/A
FTGU:XETRA 0.00 % 0.00 %

N/A

 N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -5.52% 11% F 15% F
Dividend Return 0.38% 35% F 18% F
Total Return -5.14% 11% F 16% F
Trailing 12 Months  
Capital Gain 53.07% 79% B- 94% A
Dividend Return 2.49% 28% F 40% F
Total Return 55.56% 74% C 94% A
Trailing 5 Years  
Capital Gain 84.25% 60% D- 84% B
Dividend Return 13.95% 42% F 46% F
Total Return 98.20% 60% D- 85% B
Average Annual (5 Year Horizon)  
Capital Gain 29.53% 77% C+ 87% B+
Dividend Return 32.01% 77% C+ 87% B+
Total Return 2.47% 36% F 56% F
Risk Return Profile  
Volatility (Standard Deviation) 54.93% 36% F 17% F
Risk Adjusted Return 58.27% 79% B- 71% C-
Market Capitalization 25.35B 82% B 92% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.