QFIN:NSD-360 Finance Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 42.42

Change

-1.62 (-3.68)%

Market Cap

USD 6.67B

Volume

1.50M

Analyst Target

USD 20.29
Analyst Rating

Verdict

ducovest Verdict

Verdict

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Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-02-20 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
PYPL PayPal Holdings Inc

-2.68 (-3.45%)

USD 88.80B
SOFI SoFi Technologies Inc.

-0.89 (-5.72%)

USD 16.33B
UPST Upstart Holdings Inc

-7.44 (-9.39%)

USD 6.28B
CACC Credit Acceptance Corporation

-18.13 (-3.53%)

USD 6.12B
SLM SLM Corp

-1.35 (-4.21%)

USD 6.10B
SLMBP SLM Corp Pb Pref

+0.14 (+0.19%)

USD 4.90B
NAVI Navient Corp

-0.05 (-0.36%)

USD 1.56B
SEZL Sezzle Inc. Common Stock

-21.76 (-7.06%)

USD 1.31B
ATLC Atlanticus Holdings Corporatio..

-3.35 (-5.53%)

USD 0.88B
PRAA PRA Group Inc

-0.10 (-0.44%)

USD 0.87B

ETFs Containing QFIN

AVEE American Century ETF Trus.. 1.00 % 0.00 %

-0.36 (-0.66%)

USD 0.03B
AVES Avantis® Emerging Market.. 0.84 % 0.00 %

-0.36 (-0.66%)

USD 0.52B
AADR AdvisorShares Dorsey Wrig.. 0.00 % 0.00 %

-1.07 (-0.66%)

USD 0.03B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.53% 70% C- 78% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.53% 67% D+ 78% C+
Trailing 12 Months  
Capital Gain 174.21% 90% A- 96% N/A
Dividend Return 7.63% 82% B 89% A-
Total Return 181.84% 90% A- 96% N/A
Trailing 5 Years  
Capital Gain 403.20% 95% A 97% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 403.20% 95% A 97% N/A
Average Annual (5 Year Horizon)  
Capital Gain 42.99% 71% C- 85% B
Dividend Return 45.63% 75% C 86% B+
Total Return 2.64% 36% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 85.36% 36% F 24% F
Risk Adjusted Return 53.45% 82% B 79% B-
Market Capitalization 6.67B 92% A 90% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.