SOFI:NSD-SoFi Technologies Inc. (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 16.18

Change

-0.65 (-3.86)%

Market Cap

USD 16.33B

Volume

0.04B

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-02-19 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
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-1.62 (-3.68%)

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UPST Upstart Holdings Inc

-3.90 (-4.69%)

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CACC Credit Acceptance Corporation

-8.83 (-1.69%)

USD 6.12B
SLM SLM Corp

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SLMBP SLM Corp Pb Pref

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NAVI Navient Corp

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SEZL Sezzle Inc. Common Stock

-22.33 (-6.75%)

USD 1.31B
ATLC Atlanticus Holdings Corporatio..

-0.83 (-1.35%)

USD 0.88B
PRAA PRA Group Inc

-0.99 (-4.18%)

USD 0.87B

ETFs Containing SOFI

BIDS 8.58 % 0.00 %

N/A

N/A
MEME 4.00 % 0.00 %

N/A

N/A
FINX:LSE Global X FinTech UCITS ET.. 4.00 % 0.00 %

-0.19 (-1.02%)

USD 4.64M
VISM:AU Vanguard MSCI Internation.. 0.20 % 0.00 %

-0.60 (-1.02%)

USD 0.29B
WOSC:SW SPDR® MSCI World Small C.. 0.20 % 0.00 %

-1.02 (-1.02%)

USD 0.99B
ARKF ARK Fintech Innovation ET.. 0.00 % 0.00 %

-0.78 (-1.02%)

USD 1.13B
SFYX SoFi Next 500 0.00 % 0.00 %

-0.14 (-1.02%)

USD 0.03B
ZPRS:F 0.00 % 0.00 %

N/A

N/A
IUSN:XETRA 0.00 % 0.00 %

N/A

N/A
ZPRS:XETRA 0.00 % 0.00 %

N/A

N/A
SPAK 0.00 % 0.00 %

N/A

N/A
BUZZ VanEck Social Sentiment E.. 0.00 % 0.00 %

-0.34 (-1.02%)

USD 0.06B
ISCG iShares Morningstar Small.. 0.00 % 0.00 %

-0.62 (-1.02%)

USD 0.68B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.06% 43% F 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 5.06% 43% F 64% D
Trailing 12 Months  
Capital Gain 99.51% 83% B 92% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 99.51% 83% B 92% A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 2.98% 36% F 47% F
Dividend Return 2.98% 29% F 43% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 47.52% 68% D+ 40% F
Risk Adjusted Return 6.28% 29% F 39% F
Market Capitalization 16.33B 96% N/A 95% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.