BFH:NYE-Bread Financial Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 61.53

Change

0.00 (0.00)%

Market Cap

USD 3.08B

Volume

0.43M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-01-20 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

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MA Mastercard Inc

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COF Capital One Financial Corporat..

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SYF Synchrony Financial

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ALLY Ally Financial Inc

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OMF OneMain Holdings Inc

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ENVA Enova International Inc

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MUI BlackRock Muni Intermediate Du..

-0.02 (-0.16%)

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LU Lufax Holding Ltd

+0.20 (+7.94%)

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ETFs Containing BFH

MVPA Advisor Managed Portfolio.. 6.35 % 0.00 %

+0.37 (+1.22%)

USD 0.07B
CGV Two Roads Shared Trust 1.70 % 0.00 %

+0.17 (+1.22%)

USD 0.10B
NIXT Research Affiliates Delet.. 1.08 % 0.00 %

+0.32 (+1.22%)

USD 0.04B
EES WisdomTree U.S. SmallCap .. 0.52 % 0.38 %

+0.99 (+1.22%)

USD 0.68B
AVSC American Century ETF Trus.. 0.41 % 0.00 %

+0.89 (+1.22%)

USD 1.42B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.77% 45% F 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 0.77% 42% F 40% F
Trailing 12 Months  
Capital Gain 98.36% 95% A 97% N/A
Dividend Return 2.71% 22% F 42% F
Total Return 101.06% 92% A 97% N/A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 10.42% 59% D- 65% D
Dividend Return 11.82% 59% D- 63% D
Total Return 1.41% 19% F 34% F
Risk Return Profile  
Volatility (Standard Deviation) 36.61% 41% F 28% F
Risk Adjusted Return 32.30% 49% F 46% F
Market Capitalization 3.08B 68% D+ 72% C

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector