IFC:CA:TSX-Intact Financial Corporation (CAD)

EQUITY | Insurance - Property & Casualty | Toronto Stock Exchange

Last Closing

CAD 258.22

Change

+0.23 (+0.09)%

Market Cap

CAD 12.27B

Volume

0.20M

Analyst Target

CAD 157.38
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Intact Financial Corp provides property and casualty insurance in British Columbia, Alberta, Ontario, Quebec and Nova Scotia. It distributes insurance under the Intact Insurance brand through a network of brokers and its subsidiary, BrokerLink.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-01-07 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
FFH:CA Fairfax Financial Holdings Ltd

-1.81 (-0.09%)

CAD 45.53B
FFH-PE:CA Fairfax Financial Holdings Ltd..

+0.03 (+0.13%)

CAD 31.74B
FFH-PF:CA Fairfax Financial Holdings Ltd..

-0.04 (-0.18%)

CAD 31.28B
FFH-PG:CA Fairfax Fin Hld Cum 5 Yr Rt G ..

+0.16 (+0.72%)

CAD 28.35B
FFH-PI:CA Fairfax Financial Holdings Ltd..

+0.20 (+0.86%)

CAD 27.86B
FFH-PH:CA Fairfax Financial Holdings Ltd..

+0.64 (+2.88%)

CAD 27.44B
FFH-PD:CA Fairfax Financial Holdings Ltd..

N/A

CAD 27.34B
FFH-PJ:CA Fairfax Financial Holdings Ltd..

+0.15 (+0.64%)

CAD 26.62B
FFH-PC:CA Fairfax Fin Hld Cum 5 Yr C Prf

N/A

CAD 26.36B
FFH-PK:CA Fairfax Financial Holdings Ltd..

+0.28 (+1.15%)

CAD 24.73B

ETFs Containing IFC:CA

FDL:CA 0.00 % 0.67 %

N/A

N/A
CMCE:CA 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.34% 18% F 10% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.34% 18% F 10% F
Trailing 12 Months  
Capital Gain 27.64% 68% D+ 80% B-
Dividend Return 2.39% 16% F 31% F
Total Return 30.03% 58% F 79% B-
Trailing 5 Years  
Capital Gain 79.17% 89% A- 83% B
Dividend Return 13.85% 22% F 39% F
Total Return 93.02% 89% A- 83% B
Average Annual (5 Year Horizon)  
Capital Gain 14.64% 84% B 79% B-
Dividend Return 16.59% 63% D 78% C+
Total Return 1.94% 16% F 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 9.92% 74% C 74% C
Risk Adjusted Return 167.27% 95% A 100% F
Market Capitalization 12.27B 100% F 96% N/A

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Toronto Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 22.70 6% 25%
Price/Book Ratio 2.89 33% 24%
Price / Cash Flow Ratio 25.32 7% 10%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 13.00% 6% 78%
Return on Invested Capital -2.76% 40% 25%
Return on Assets 3.32% 6% 59%
Debt to Equity Ratio 31.38% 71% 69%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.