QFIN:NSD-360 Finance Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 36.83

Change

+0.31 (+0.85)%

Market Cap

USD 5.94B

Volume

0.82M

Analyst Target

USD 20.29
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Qifu Technology, Inc., together with its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. The company provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. It offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. Qifu Technology, Inc. was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2025-01-07 )

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ETFs Containing QFIN

KWEB:LSE KraneShares CSI China Int.. 3.86 % 0.00 %

-0.19 (0.04%)

USD 0.26B
AVEE American Century ETF Trus.. 0.90 % 0.00 %

+0.02 (+0.04%)

USD 0.03B
AVES Avantis® Emerging Market.. 0.74 % 0.00 %

-0.09 (0.04%)

USD 0.52B
AADR AdvisorShares Dorsey Wrig.. 0.00 % 0.00 %

+0.03 (+0.04%)

USD 0.03B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -4.04% 10% F 15% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -4.04% 10% F 15% F
Trailing 12 Months  
Capital Gain 145.53% 93% A 95% A
Dividend Return 7.87% 82% B 88% B+
Total Return 153.40% 93% A 95% A
Trailing 5 Years  
Capital Gain 257.57% 86% B+ 95% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 257.57% 86% B+ 94% A
Average Annual (5 Year Horizon)  
Capital Gain 40.91% 72% C 84% B
Dividend Return 43.32% 72% C 85% B
Total Return 2.40% 42% F 57% F
Risk Return Profile  
Volatility (Standard Deviation) 83.41% 34% F 25% F
Risk Adjusted Return 51.94% 76% C+ 78% C+
Market Capitalization 5.94B 88% B+ 89% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.