PYPL:NGS-PayPal Holdings Inc. (USD)

EQUITY | Credit Services | Nasdaq Global Select

Last Closing

USD 85.35

Change

0.00 (0.00)%

Market Cap

USD 48.66B

Volume

4.53M

Analyst Target

USD 219.10
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

PayPal Holdings Inc is a technology platform company that enables digital and mobile payments on behalf of consumers and merchants. The Company's payments platform includes PayPal, PayPal Credit, Venmo, Xoom and Braintree products.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2025-01-01 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
SOFI SoFi Technologies Inc.

+0.71 (+5.02%)

USD 17.63B
UPST Upstart Holdings Inc

+3.28 (+5.39%)

USD 7.71B
CACC Credit Acceptance Corporation

+2.67 (+0.57%)

USD 6.00B
QFIN 360 Finance Inc

-0.02 (-0.05%)

USD 5.94B
SLM SLM Corp

+0.82 (+3.00%)

USD 5.92B
SLMBP SLM Corp Pb Pref

N/A

USD 4.83B
SEZL Sezzle Inc. Common Stock

+5.90 (+2.16%)

USD 2.03B
NAVI Navient Corp

+0.07 (+0.54%)

USD 1.40B
ATLC Atlanticus Holdings Corporatio..

+0.89 (+1.62%)

USD 0.91B
PRAA PRA Group Inc

-0.06 (-0.29%)

USD 0.84B

ETFs Containing PYPL

PYP3:LSE Leverage Shares 3x PayPal.. 300.39 % 0.00 %

+0.67 (+1.90%)

USD 0.01B
3PYE:LSE Leverage Shares 3x PayPal.. 300.15 % 0.00 %

+0.40 (+1.90%)

USD 0.01B
FINX:LSE Global X FinTech UCITS ET.. 7.36 % 0.00 %

+0.12 (+1.90%)

USD 3.75M
EMEH:SW BNP Paribas Easy Energy &.. 7.10 % 0.00 %

N/A

N/A
XFIN:XETRA Global X FinTech UCITS ET.. 6.98 % 0.00 %

+0.07 (+1.90%)

USD 2.52M
3185:HK Global X Exchange Traded .. 6.64 % 0.00 %

-0.06 (1.90%)

N/A
GFOF:LSE Grayscale Future of Finan.. 6.56 % 0.00 %

+0.84 (+1.90%)

USD 7.72M
GFOP:LSE Grayscale Future of Finan.. 6.56 % 0.00 %

+64.70 (+1.90%)

USD 7.72M
LMBO Direxion Shares ETF Trust 6.32 % 0.00 %

+2.29 (+1.90%)

USD 5.47M
FINX:SW Global X FinTech UCITS ET.. 6.18 % 0.00 %

+0.02 (+1.90%)

N/A
IPAY:AU BetaShares Future of Paym.. 6.18 % 0.00 %

+0.08 (+1.90%)

N/A
GF0F:XETRA Grayscale Future of Finan.. 5.96 % 0.00 %

+0.82 (+1.90%)

USD 7.41M
GFOF Grayscale Future of Finan.. 5.95 % 0.00 %

N/A

USD 0.01B
TKN:CA Ninepoint Web3 Innovators.. 5.67 % 0.00 %

+1.06 (+1.90%)

N/A
FNTC 5.41 % 0.00 %

N/A

N/A
BPAY BlackRock Future Financia.. 4.99 % 0.00 %

+0.29 (+1.90%)

USD 5.51M
EUPA:XETRA Ossiam Shiller Barclays C.. 4.70 % 0.00 %

+0.26 (+1.90%)

USD 0.03B
EUPB:XETRA Ossiam Shiller Barclays C.. 4.70 % 0.00 %

-0.20 (1.90%)

USD 0.03B
5OGE:PA Ossiam Shiller Barclays C.. 4.70 % 0.00 %

+1.47 (+1.90%)

N/A
5OGE:SW Ossiam Shiller Barclays C.. 4.70 % 0.00 %

N/A

USD 6.28M
5OGU:SW Ossiam Shiller Barclays C.. 4.70 % 0.00 %

N/A

USD 0.03B
5HED:SW Ossiam ESG Low Carbon Shi.. 4.33 % 0.00 %

N/A

N/A
5HEE:SW Ossiam ESG Low Carbon Shi.. 4.33 % 0.00 %

N/A

N/A
5HEP:LSE Ossiam ESG Low Carbon Shi.. 4.33 % 0.00 %

-60.00 (1.90%)

N/A
5HED:LSE Ossiam ESG Low Carbon Shi.. 4.33 % 0.00 %

-0.34 (1.90%)

N/A
BKCN:LSE WisdomTree Blockchain UCI.. 4.32 % 0.00 %

+197.00 (+1.90%)

USD 0.03B
ARKD EA Series Trust - ARK 21S.. 3.71 % 0.00 %

+1.80 (+1.90%)

USD 5.15M
BCHS:LSE Invesco CoinShares Global.. 3.48 % 0.00 %

+303.50 (+1.90%)

USD 0.68B
XFNT:LSE Xtrackers MSCI Fintech In.. 2.99 % 0.00 %

+0.31 (+1.90%)

N/A
XFSN:LSE Xtrackers MSCI Fintech In.. 2.99 % 0.00 %

+0.14 (+1.90%)

N/A
WEBL Direxion Daily Dow Jones .. 2.86 % 0.00 %

+0.78 (+1.90%)

USD 0.19B
2B79:F iShares Digitalisation UC.. 2.53 % 0.00 %

+0.18 (+1.90%)

N/A
QNXT iShares Nasdaq-100 ex Top.. 2.49 % 0.00 %

+0.46 (+1.90%)

USD 0.01B
PAYG:LSE Rize Digital Payments Eco.. 2.04 % 0.00 %

+1.25 (+1.90%)

USD 5.39M
QQQ:PA 1.99 % 0.00 %

N/A

N/A
DRUP:F Lyxor Index Fund - Lyxor .. 1.96 % 0.00 %

+0.17 (+1.90%)

USD 0.18B
ZPW.U:CA 1.78 % 0.71 %

N/A

N/A
IUSA 1.77 % 0.00 %

N/A

N/A
MILL:LSE Amundi MSCI Millennials E.. 1.72 % 0.00 %

-0.03 (1.90%)

N/A
GGUE:F UBS (Irl) ETF Public Limi.. 1.20 % 0.00 %

-0.05 (1.90%)

N/A
GENDER:SW UBS (Irl) ETF plc - Globa.. 1.20 % 0.00 %

+0.11 (+1.90%)

USD 0.36B
GENDES:SW UBS (Irl) ETF plc - Globa.. 1.20 % 0.00 %

+0.06 (+1.90%)

USD 0.13B
GENDET:SW UBS (Irl) ETF plc - Globa.. 1.20 % 0.00 %

N/A

USD 5.38M
WTV WisdomTree Trust - Wisdom.. 1.18 % 0.00 %

+0.69 (+1.90%)

USD 0.48B
CRYP:CA 0.48 % 0.00 %

N/A

N/A
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

-0.15 (1.90%)

N/A
FINX Global X FinTech ETF 0.00 % 0.68 %

+0.94 (+1.90%)

USD 0.32B
IPAY Amplify ETF Trust 0.00 % 0.75 %

+1.18 (+1.90%)

USD 0.34B
JHMF 0.00 % 0.47 %

N/A

N/A
MILN Global X Millennials Cons.. 0.00 % 0.50 %

+0.40 (+1.90%)

USD 0.12B
PKW Invesco BuyBack Achievers.. 0.00 % 0.62 %

+0.97 (+1.90%)

USD 1.25B
RAVI FlexShares Ready Access V.. 0.00 % 0.25 %

+0.01 (+1.90%)

USD 1.15B
IVFGC 0.00 % 0.00 %

N/A

N/A
BLOK Amplify Transformational .. 0.00 % 0.70 %

+2.40 (+1.90%)

USD 0.92B
LEGR First Trust Indxx Innovat.. 0.00 % 0.65 %

+0.38 (+1.90%)

USD 0.09B
BLCK:CA First Trust Indxx Innovat.. 0.00 % 0.81 %

-0.07 (1.90%)

CAD 2.20M
GFIN 0.00 % 0.00 %

N/A

N/A
SYG 0.00 % 0.61 %

N/A

N/A
SYLD Cambria Shareholder Yield.. 0.00 % 0.59 %

+0.33 (+1.90%)

USD 1.22B
WBIL WBI BullBear Quality 3000.. 0.00 % 1.07 %

+0.26 (+1.90%)

USD 0.04B
DXF:CA Dynamic Active Global Fin.. 0.00 % 0.86 %

-0.16 (1.90%)

CAD 0.01B
FDN:LSE First Trust Dow Jones Int.. 0.00 % 0.00 %

-14.50 (1.90%)

USD 0.04B
FDNU:LSE First Trust Dow Jones Int.. 0.00 % 0.00 %

-0.11 (1.90%)

USD 0.04B
CB5:PA 0.00 % 0.00 %

N/A

N/A
18M3:F 0.00 % 0.00 %

N/A

N/A
DXS7:F 0.00 % 0.00 %

N/A

N/A
EMEH:F BNP Paribas Easy Energy &.. 0.00 % 0.00 %

N/A

N/A
GSDE:F BNP Paribas Easy Energy &.. 0.00 % 0.00 %

+0.06 (+1.90%)

N/A
IS3R:F iShares Edge MSCI World M.. 0.00 % 0.00 %

+0.78 (+1.90%)

N/A
18M3:XETRA 0.00 % 0.00 %

N/A

N/A
2B79:XETRA iShares Digitalisation UC.. 0.00 % 0.00 %

-0.01 (1.90%)

USD 1.01B
DXS7:XETRA 0.00 % 0.00 %

N/A

N/A
VMOM:XETRA 0.00 % 0.00 %

N/A

N/A
TPAY 0.00 % 0.00 %

N/A

N/A
HETH:AU BetaShares Global Sustain.. 0.00 % 0.00 %

-0.02 (1.90%)

USD 0.36B
GENG:LSE UBS (Irl) ETF plc - Globa.. 0.00 % 0.00 %

-1.00 (1.90%)

USD 3.46M
SPQQ 0.00 % 0.00 %

N/A

N/A
GGUE:XETRA UBS Global Gender Equalit.. 0.00 % 0.00 %

-0.03 (1.90%)

USD 0.23B
QQQA ProShares Nasdaq-100 Dors.. 0.00 % 0.00 %

+1.28 (+1.90%)

USD 0.01B
QBIT:SW Amundi MSCI Disruptive Te.. 0.00 % 0.00 %

N/A

USD 0.15B
SPYE:LSE Leverage Shares -1x Short.. -100.01 % 0.00 %

-0.07 (1.90%)

USD 0.16M

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Trailing 12 Months  
Capital Gain 45.57% 69% C- 85% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 45.57% 69% C- 85% B
Trailing 5 Years  
Capital Gain -21.52% 33% F 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -21.52% 33% F 35% F
Average Annual (5 Year Horizon)  
Capital Gain -3.06% 17% F 30% F
Dividend Return -3.06% 17% F 28% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 57.79% 59% D- 34% F
Risk Adjusted Return -5.29% 17% F 31% F
Market Capitalization 48.66B 100% F 99% N/A

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 35.60 32% 44%
Price/Book Ratio 4.52 23% 27%
Price / Cash Flow Ratio 18.84 8% 17%
Price/Free Cash Flow Ratio 12.53 42% 30%
Management Effectiveness  
Return on Equity 22.19% 88% 91%
Return on Invested Capital 12.46% 72% 81%
Return on Assets 4.34% 73% 83%
Debt to Equity Ratio 45.96% 75% 43%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.