SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 65.92

Change

0.00 (0.00)%

Market Cap

USD 28.29B

Volume

1.32M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-29 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

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USD 615.24B
MA Mastercard Inc

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USD 484.64B
AXP American Express Company

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USD 210.38B
COF Capital One Financial Corporat..

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USD 68.16B
ALLY Ally Financial Inc

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OMF OneMain Holdings Inc

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USD 6.20B
BFH Bread Financial Holdings Inc

N/A

USD 3.20B
MUI BlackRock Muni Intermediate Du..

N/A

USD 2.77B
ENVA Enova International Inc

N/A

USD 2.53B
LU Lufax Holding Ltd

N/A

USD 2.36B

ETFs Containing SYF

BPAY BlackRock Future Financia.. 5.87 % 0.00 %

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USD 5.51M
RDVI FT Cboe Vest Rising Divid.. 2.13 % 0.00 %

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BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

N/A

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RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

N/A

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SYLD Cambria Shareholder Yield.. 1.48 % 0.59 %

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USD 1.22B
LSAF LeaderSharesTM AlphaFacto.. 1.30 % 0.75 %

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USD 0.15B
FTA First Trust Large Cap Val.. 1.22 % 0.61 %

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USD 1.21B
WTV WisdomTree Trust - Wisdom.. 1.17 % 0.00 %

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USD 0.48B
SDVD FT Vest SMID Rising Divid.. 1.06 % 0.00 %

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FAB First Trust Multi Cap Val.. 0.60 % 0.70 %

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USD 0.13B
FEX First Trust Large Cap Cor.. 0.58 % 0.61 %

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USD 1.30B
JPUS JPMorgan Diversified Retu.. 0.54 % 0.19 %

N/A

USD 0.44B
JPME JPMorgan Diversified Retu.. 0.53 % 0.24 %

N/A

USD 0.42B
JHMM John Hancock Multifactor .. 0.45 % 0.44 %

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USD 4.06B
JPGL:F JPmorgan ETFs Ireland Ica.. 0.41 % 0.00 %

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USD 0.22B
JPGL:SW JPM Global Equity Multi-F.. 0.41 % 0.00 %

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SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

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DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

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FHG:CA FT AlphaDEX U.S. Industri.. 0.00 % 0.76 %

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CAD 0.04B
FWDD 0.00 % 1.25 %

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FXR First Trust Industrials/P.. 0.00 % 0.62 %

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USD 1.95B
SDVY First Trust SMID Cap Risi.. 0.00 % 0.60 %

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USD 7.85B
KORP American Century Diversif.. 0.00 % 0.45 %

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USD 0.38B
ZIG The Acquirers Fund ETF 0.00 % 0.00 %

N/A

USD 0.05B
MUMC-B:CA Manulife Multifactor U.S... 0.00 % 0.00 %

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CAD 0.05B
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

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MUMC:CA Manulife Multifactor U.S... 0.00 % 0.55 %

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CAD 9.31M
UMI:CA CI U.S. MidCap Dividend I.. 0.00 % 0.41 %

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CAD 0.02B
FEX:LSE First Trust US Large Cap .. 0.00 % 0.00 %

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USD 0.22B
FEXD:LSE First Trust US Large Cap .. 0.00 % 0.00 %

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USD 0.04B
FEXU:LSE First Trust Global Funds .. 0.00 % 0.00 %

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USD 0.22B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

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XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

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XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

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XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

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JPGL:XETRA JPM Global Equity Multi-F.. 0.00 % 0.00 %

N/A

USD 0.22B
JPGL:LSE JPM Global Equity Multi-F.. 0.00 % 0.00 %

N/A

USD 0.18B

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 72.61% 89% A- 96% N/A
Dividend Return 2.62% 25% F 41% F
Total Return 75.23% 89% A- 96% N/A
Trailing 12 Months  
Capital Gain 72.61% 89% A- 96% N/A
Dividend Return 2.62% 25% F 41% F
Total Return 75.23% 89% A- 96% N/A
Trailing 5 Years  
Capital Gain 83.06% 75% C 84% B
Dividend Return 12.83% 42% F 42% F
Total Return 95.89% 75% C 85% B
Average Annual (5 Year Horizon)  
Capital Gain 27.18% 74% C 86% B+
Dividend Return 29.66% 74% C 86% B+
Total Return 2.47% 39% F 56% F
Risk Return Profile  
Volatility (Standard Deviation) 54.37% 34% F 17% F
Risk Adjusted Return 54.54% 74% C 69% C-
Market Capitalization 28.29B 82% B 92% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 57% 80%
Price/Book Ratio 1.73 38% 48%
Price / Cash Flow Ratio 2.97 40% 69%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 21.28% 74% 86%
Return on Invested Capital 10.53% 68% 70%
Return on Assets 2.73% 65% 55%
Debt to Equity Ratio 114.95% 63% 32%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector