ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

EQUITY | Banks - Regional | New York Stock Exchange

Last Closing

USD 48.31

Change

0.00 (0.00)%

Market Cap

USD 0.92B

Volume

0.28M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp Inc through its wholly owned subsidiary Customers Bank, provides financial products and services to small and middle market businesses, not-for-profits, and consumers. It also provides lending to mortgage banking businesses.

Company Website : http://customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-29 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

N/A

 USD 92.30B
PNC PNC Financial Services Group I..

N/A

 USD 76.48B
USB-PP U.S. Bancorp

N/A

 USD 75.61B
USB U.S. Bancorp

N/A

 USD 74.76B
TFC Truist Financial Corp

N/A

 USD 62.13B
NU Nu Holdings Ltd

N/A

 USD 57.34B
ITUB Itau Unibanco Banco Holding SA

N/A

 USD 45.50B
NWG Natwest Group PLC

N/A

 USD 42.37B
BSBR Banco Santander Brasil SA ADR

N/A

 USD 33.95B
MTB M&T Bank Corporation

N/A

 USD 31.40B

ETFs Containing CUBI

DXF:CA Dynamic Active Global Fin.. 10.59 % 0.86 %

N/A

 CAD 0.01B
BNKD 10.00 % 0.00 %

N/A

 N/A
BNKO 10.00 % 0.00 %

N/A

 N/A
BNKU 10.00 % 0.00 %

N/A

 N/A
BNKZ 10.00 % 0.00 %

N/A

 N/A
KNAB 10.00 % 0.00 %

N/A

 N/A
XUFB:LSE Xtrackers MSCI USA Banks .. 8.90 % 0.00 %

N/A

 USD 0.03B
FTXO First Trust Nasdaq Bank E.. 8.08 % 0.60 %

N/A

 USD 0.16B
MWO:PA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

N/A

 USD 0.12B
LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

N/A

 N/A
LMWE:XETRA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

N/A

 USD 0.13B
BNKS:LSE iShares S&P U.S. Banks ET.. 7.23 % 0.00 %

N/A

 N/A
IUS2:F iShares S&P U.S. Banks UC.. 7.23 % 0.00 %

N/A

 N/A
IUS2:XETRA iShares S&P U.S. Banks UC.. 7.23 % 0.00 %

N/A

 USD 0.33B
HUBL-U:CA Harvest US Bank Leaders I.. 6.75 % 0.00 %

N/A

 N/A
ZWK:CA BMO Covered Call US Banks.. 6.46 % 0.00 %

N/A

 CAD 0.36B
FAZZ 6.23 % 0.45 %

N/A

 N/A
CALL:CA Evolve US Banks Enhanced .. 6.12 % 0.68 %

N/A

 CAD 0.10B
RWW 6.01 % 0.46 %

N/A

 N/A
RWW 6.01 % 0.00 %

N/A

 N/A
RWW 6.01 % 0.69 %

N/A

 N/A
RWW 6.01 % 0.00 %

N/A

 N/A
RWW 6.01 % 0.46 %

N/A

 N/A
BFIN-U:CA 5.74 % 0.00 %

N/A

 N/A
RUBY-U:CA RBC U.S. Banks Yield Inde.. 4.72 % 0.00 %

N/A

 N/A
SYV 4.46 % 0.60 %

N/A

 N/A
BLCN Siren Nasdaq NexGen Econo.. 4.08 % 0.68 %

N/A

 USD 0.07B
DIVY Tidal ETF Trust 3.86 % 0.85 %

N/A

 USD 0.01B
PVAL Putnam Focused Large Cap .. 3.67 % 0.29 %

N/A

 USD 1.59B
DIVZ Listed Funds Trust - True.. 3.66 % 0.00 %

N/A

 USD 0.13B
MKTN:PA 3.44 % 0.00 %

N/A

 N/A
SMRN:F 3.44 % 0.00 %

N/A

 N/A
SMRN:XETRA 3.44 % 0.00 %

N/A

 N/A
BVNSC 3.44 % 0.00 %

N/A

 N/A
FINZ 2.98 % 0.95 %

N/A

 N/A
SEF ProShares Short Financial.. 2.98 % 0.95 %

N/A

 N/A
SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

N/A

 N/A
HBG:CA 2.96 % 1.15 %

N/A

 N/A
HBG-U:CA 2.96 % 0.00 %

N/A

 N/A
SPVU Invesco S&P 500® Enhance.. 2.90 % 0.16 %

N/A

 N/A
SYE 2.82 % 0.60 %

N/A

 N/A
WTD9:F WisdomTree US Equity Inco.. 2.76 % 0.00 %

N/A

 USD 0.06B
WTDY:F WisdomTree Issuer ICAV - .. 2.76 % 0.00 %

N/A

 USD 1.59M
WTEU:F WisdomTree US Equity Inco.. 2.76 % 0.00 %

N/A

 USD 0.11B
WTD9:XETRA WisdomTree Issuer ICAV - .. 2.76 % 0.00 %

N/A

 USD 0.05B
WTDY:XETRA WisdomTree Issuer ICAV - .. 2.76 % 0.00 %

N/A

 USD 0.85M
WTEU:XETRA WisdomTree US Equity Inco.. 2.76 % 0.00 %

N/A

 USD 0.11B
PUD:CA 2.63 % 0.68 %

N/A

 N/A
PUD-B:CA 2.62 % 0.00 %

N/A

 N/A
TWIO Spinnaker ETF Series - Tr.. 2.49 % 0.00 %

N/A

 USD 0.03B
HEA:CA 2.43 % 0.00 %

N/A

 N/A
HEA-U:CA 2.43 % 0.00 %

N/A

 N/A
RAFE PIMCO RAFI ESG U.S. ETF P.. 2.35 % 0.00 %

N/A

 USD 0.08B
RPV Invesco S&P 500® Pure Va.. 2.33 % 0.35 %

N/A

 N/A
IYF iShares U.S. Financials E.. 2.29 % 0.42 %

N/A

 N/A
PALC Pacer Lunt Large Cap Mult.. 2.29 % 0.00 %

N/A

 USD 0.37B
FTLS First Trust Long/Short Eq.. 2.07 % 1.59 %

N/A

 USD 1.70B
JHMF 2.06 % 0.47 %

N/A

 N/A
PFF iShares Preferred and Inc.. 1.71 % 0.46 %

N/A

 N/A
KBE SPDR® S&P Bank ETF 1.29 % 0.35 %

N/A

 N/A
GENE:LSE UBS (Irl) ETF Public Limi.. 1.23 % 0.00 %

N/A

 N/A
GENG:LSE UBS (Irl) ETF plc - Globa.. 1.23 % 0.00 %

N/A

 USD 3.46M
GGUE:XETRA UBS Global Gender Equalit.. 1.21 % 0.00 %

N/A

 USD 0.23B
EXT 1.19 % 0.28 %

N/A

 N/A
DRFG:CA Desjardins RI Global Mult.. 1.19 % 0.00 %

N/A

 CAD 0.02B
OEW 1.09 % 0.40 %

N/A

 N/A
FLXU:LSE Franklin LibertyQ U.S. Eq.. 1.06 % 0.00 %

N/A

 USD 0.06B
FRUE:LSE Franklin LibertyQ U.S. Eq.. 1.06 % 0.00 %

N/A

 USD 0.06B
GEND:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

N/A

 N/A
VOOM:XETRA Amundi Global Gender Equa.. 0.89 % 0.00 %

N/A

 USD 0.06B
ELLE:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

N/A

 USD 0.05B
FLSP Franklin Liberty Systemat.. 0.60 % 0.00 %

N/A

 USD 0.21B
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

N/A

 N/A
FYT First Trust Small Cap Val.. 0.00 % 0.70 %

N/A

 USD 0.16B
IOO iShares Global 100 ETF 0.00 % 0.40 %

N/A

 N/A
RALS 0.00 % 0.95 %

N/A

 N/A
DRFU:CA Desjardins RI USA Multifa.. 0.00 % 0.57 %

N/A

 CAD 5.97M
VAMO Cambria Value and Momentu.. 0.00 % 0.64 %

N/A

 N/A
VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

N/A

 USD 2.36B
BCD abrdn Bloomberg All Commo.. 0.00 % 0.29 %

N/A

 USD 0.24B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -16.16% 7% C- 14% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -16.16% 6% D- 13% F
Trailing 12 Months  
Capital Gain -16.16% 7% C- 14% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -16.16% 6% D- 13% F
Trailing 5 Years  
Capital Gain 102.90% 92% A 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 102.90% 90% A- 86% B+
Average Annual (5 Year Horizon)  
Capital Gain 67.25% 98% N/A 95% A
Dividend Return 67.25% 97% N/A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 102.35% 7% C- 8% B-
Risk Adjusted Return 65.71% 92% A 79% B-
Market Capitalization 0.92B 25% F 63% D

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 77% 83%
Price/Book Ratio 0.90 79% 77%
Price / Cash Flow Ratio 11.99 26% 33%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 12.89% 84% 70%
Return on Invested Capital 8.40% 66% 61%
Return on Assets 1.00% 64% 34%
Debt to Equity Ratio 91.92% 35% 41%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.