DGICA:NGS-Donegal Group Inc. Class A Common Stock (USD)

EQUITY | Insurance - Property & Casualty | Nasdaq Global Select

Last Closing

USD 15.42

Change

-0.09 (-0.58)%

Market Cap

USD 0.43B

Volume

0.06M

Analyst Target

USD 17.75
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Donegal Group Inc is an insurance holding company. It offers personal and commercial lines of property and casualty insurance to businesses and individuals in Mid-Atlantic, Midwestern, New England and Southern states.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-27 )

Largest Industry Peers for Insurance - Property & Casualty

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SIGI Selective Insurance Group Inc

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PLMR Palomar Holdings Inc

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SKWD Skyward Specialty Insurance Gr..

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SAFT Safety Insurance Group Inc

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ROOT Root Inc

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UFCS United Fire Group Inc

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ACIC American Coastal Insurance Cor..

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DGICB Donegal Group B Inc

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USD 0.54B
NODK NI Holdings Inc

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USD 0.34B

ETFs Containing DGICA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.22% 47% F 65% D
Dividend Return 4.91% 75% C 73% C
Total Return 15.14% 47% F 68% D+
Trailing 12 Months  
Capital Gain 10.22% 47% F 65% D
Dividend Return 4.91% 75% C 73% C
Total Return 15.14% 47% F 68% D+
Trailing 5 Years  
Capital Gain 5.18% 50% F 56% F
Dividend Return 22.12% 86% B+ 81% B-
Total Return 27.30% 50% F 62% D
Average Annual (5 Year Horizon)  
Capital Gain -1.12% 33% F 35% F
Dividend Return 2.61% 33% F 42% F
Total Return 3.73% 67% D+ 77% C+
Risk Return Profile  
Volatility (Standard Deviation) 12.65% 93% A 86% B+
Risk Adjusted Return 20.64% 33% F 53% F
Market Capitalization 0.43B 38% F 62% D

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.30 47% 44%
Price/Book Ratio 1.08 77% 71%
Price / Cash Flow Ratio 19.14 23% 17%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 5.05% 33% 67%
Return on Invested Capital 119.91% 87% 97%
Return on Assets 0.84% 27% 64%
Debt to Equity Ratio N/A N/A N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.