ducovest

IFCZF:OTC-Intact Financial Corporation (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 164.25

Change

-17.88 (-9.81)%

Market Cap

USD 33.03B

Volume

14.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. The company offers insurance, such as personal auto which provides coverage from accidents, third party liability, and physical damage; personal property which provides protection for homes and contents from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance which provides commercial auto, property, and liability coverages. It also provides pet and business insurance, as well as provides risk management solutions. The company serves its products to accident and health, technology, ocean and inland marine, builder's risk, and entertainment, as well as financial services and institutions; and various products to specialty property, surety, tuition reimbursement, management liability, and cyber and environmental institutions. It offers specialty insurance products including travel insurance, brokers, direct to consumer, agencies, wholesalers, affinity group, Intact Prestige, and managing general agent platform. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Company Website : https://www.intactfc.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-26 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
TKOMF Tokio Marine Holdings Inc.

N/A

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TKOMY Tokio Marine Holdings Inc

+0.38 (+1.07%)

 USD 75.37B
PPCCY PICC Property and Casualty

+0.54 (+1.36%)

 USD 34.21B
FRFHF Fairfax Financial Holdings Ltd

+8.66 (+0.62%)

 USD 31.93B
SMPNY Sompo Holdings Inc ADR

+0.01 (+0.08%)

 USD 26.65B
QBEIF QBE Insurance Group Limited

N/A

 USD 18.28B
SNMCY Suncorp Group Ltd ADR

N/A

 USD 15.90B
SNMYF Suncorp Group Limited

N/A

 USD 15.50B
IAUGY Insurance Australia Group Ltd ..

N/A

 USD 12.57B
AMIGF Admiral Group plc

N/A

 USD 10.03B

ETFs Containing IFCZF

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.50% 24% F 65% D
Dividend Return 1.75% 6% D- 20% F
Total Return 9.25% 19% F 63% D
Trailing 12 Months  
Capital Gain 7.50% 19% F 64% D
Dividend Return 1.75% 6% D- 20% F
Total Return 9.25% 22% F 63% D
Trailing 5 Years  
Capital Gain 52.90% 81% B- 82% B
Dividend Return 13.40% 14% F 39% F
Total Return 66.30% 81% B- 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 14.29% 70% C- 58% F
Dividend Return 16.31% 75% C 57% F
Total Return 2.02% 23% F 45% F
Risk Return Profile  
Volatility (Standard Deviation) 13.17% 88% B+ 95% A
Risk Adjusted Return 123.87% 98% N/A 99% N/A
Market Capitalization 33.03B 88% B+ 97% N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.