QTWO:NYE-Q2 Holdings (USD)

COMMON STOCK | Software - Application |

Last Closing

USD 105.68

Change

+0.92 (+0.88)%

Market Cap

USD 6.32B

Volume

0.48M

Analyst Target

USD 113.29
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, premium treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-native, real-time core processing platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-26 )

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ETFs Containing QTWO

DPGA:XETRA Legal & General UCITS ETF.. 3.59 % 0.00 %

N/A

USD 0.02B
DPAG:LSE Legal & General UCITS ETF.. 3.58 % 0.00 %

N/A

USD 0.01B
RJMG First Trust Exchange-Trad.. 2.92 % 0.00 %

N/A

USD 0.01B
WCLD WisdomTree Cloud Computin.. 2.64 % 0.00 %

+0.13 (+0.80%)

N/A
DPAY:LSE Legal & General UCITS ETF.. 2.55 % 0.00 %

N/A

N/A
PAYG:LSE Rize Digital Payments Eco.. 2.32 % 0.00 %

N/A

USD 5.61M
PMNT:XETRA Rize Digital Payments Eco.. 2.32 % 0.00 %

N/A

USD 5.56M
PMNT:SW Rize Digital Payments Eco.. 2.32 % 0.00 %

N/A

USD 5.56M
XITK SPDR® FactSet Innovative.. 2.11 % 0.45 %

+1.47 (+0.80%)

USD 0.10B
WCLD:SW WisdomTree Cloud Computin.. 1.76 % 0.00 %

N/A

USD 0.33B
EHLS Even Herd Long Short ETF 1.73 % 0.00 %

+0.18 (+0.80%)

USD 0.06B
KOMP SPDR Kensho New Economies.. 1.18 % 0.00 %

+0.55 (+0.80%)

USD 2.47B
FESM Fidelity Covington Trust 0.74 % 0.00 %

+0.26 (+0.80%)

USD 1.12B
FNX First Trust Mid Cap Core .. 0.00 % 0.62 %

+0.50 (+0.80%)

USD 1.33B
FNY First Trust Mid Cap Growt.. 0.00 % 0.70 %

+0.46 (+0.80%)

USD 0.40B
WTEJ:XETRA WisdomTree Cloud Computin.. 0.00 % 0.00 %

N/A

USD 0.37B
WTEJ:F WisdomTree Cloud Computin.. 0.00 % 0.00 %

N/A

USD 0.37B

Market Performance

  Market Performance vs. Industry/Classification (Software - Application) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 143.45% 96% N/A 99% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 143.45% 96% N/A 99% N/A
Trailing 12 Months  
Capital Gain 139.37% 96% N/A 99% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 139.37% 96% N/A 99% N/A
Trailing 5 Years  
Capital Gain 28.19% 42% F 64% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 28.19% 39% F 55% F
Average Annual (5 Year Horizon)  
Capital Gain 12.91% 66% D+ 71% C-
Dividend Return 12.91% 63% D 66% D+
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 71.25% 27% F 13% F
Risk Adjusted Return 18.12% 54% F 34% F
Market Capitalization 6.32B 72% C 80% B-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector