73X:F:F-HEARTLAND GRP HLDGS (EUR)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 0.51

Change

0.00 (0.00)%

Market Cap

USD 0.48B

Volume

163.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Heartland Group Holdings Limited, together with its subsidiaries, provides various financial services in New Zealand and Australia. It operates through Motor, Reverse Mortgages, Personal Lending, Business, Rural, and Australian Banking Group segments. The company offers motor vehicle finance; reverse mortgage lending; and transactional, home loans, and personal loans to individuals. It also provides term debt, plant and equipment finance, commercial mortgage lending and working capital solutions for small-to-medium sized business; and specialist financial services, including livestock finance, rural mortgage lending, seasonal and working capital financing, and lending solutions to farming sector. In addition, the company is involved in insurance services; management services; and investment property holding activities. Heartland Group Holdings Limited was founded in 1875 and is based in Auckland, New Zealand.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-25 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap
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1AC:F PennyMac Financial Services In..

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2UK:F OSB GROUP PLC LS 001

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46P1:F Paragon Banking Group PLC

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63Z:F FIRST NATIONAL FIN. CORP.

N/A

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FHL:F Federal Home Loan Mortgage Cor..

N/A

USD 1.63B
LDD:F LOANDEPOT INC. A

N/A

USD 0.58B
2EZ:F ECN CAPITAL CORP.

N/A

USD 0.52B
885:F MCAN MORTGAGE CORP.

N/A

USD 0.46B

ETFs Containing 73X:F

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -38.92% 11% F 15% F
Dividend Return 8.29% 58% F 64% D
Total Return -30.63% 11% F 17% F
Trailing 12 Months  
Capital Gain -36.25% 11% F 16% F
Dividend Return 8.65% 58% F 64% D
Total Return -27.60% 11% F 19% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -17.21% 11% F 13% F
Dividend Return -13.79% 11% F 15% F
Total Return 3.41% 67% D+ 69% C-
Risk Return Profile  
Volatility (Standard Deviation) 15.22% 72% C 78% C+
Risk Adjusted Return -90.63% 6% D- 6% D-
Market Capitalization 0.48B 47% F 48% F

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.