46P1:F:F-Paragon Banking Group PLC (EUR)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 8.8

Change

0.00 (0.00)%

Market Cap

USD 1.92B

Volume

8.00

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; and provides development finance, motor finance, structured lending, and other products. It offers a range of savings products; and deposits taking, mortgage brokerage, vehicle financing, asset and portfolio administration, asset financing and contract hire, asset finance brokerage, asset investment, consumer loan finance, and surveyors and property consulting services. The company was formerly known as The Paragon Group of Companies PLC and changed its name to Paragon Banking Group PLC in September 2017. Paragon Banking Group PLC was founded in 1985 and is headquartered in Solihull, the United Kingdom.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-25 )

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ETFs Containing 46P1:F

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.68% 72% C 63% D
Dividend Return 5.03% 33% F 50% F
Total Return 16.70% 56% F 59% D-
Trailing 12 Months  
Capital Gain 11.25% 67% D+ 62% D
Dividend Return 5.01% 33% F 49% F
Total Return 16.26% 50% F 58% F
Trailing 5 Years  
Capital Gain 40.58% 50% F 69% C-
Dividend Return 21.39% 100% F 49% F
Total Return 61.96% 50% F 59% D-
Average Annual (5 Year Horizon)  
Capital Gain 72.86% 100% F 96% N/A
Dividend Return 75.21% 100% F 92% A
Total Return 2.35% 33% F 61% D-
Risk Return Profile  
Volatility (Standard Deviation) 271.38% 6% D- 4% F
Risk Adjusted Return 27.71% 39% F 51% F
Market Capitalization 1.92B 76% C+ 66% D+

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.