TRU:NYE-TransUnion (USD)

COMMON STOCK | Financial Data & Stock Exchanges |

Last Closing

USD 95.53

Change

+1.19 (+1.26)%

Market Cap

USD 18.54B

Volume

0.42M

Analyst Target

USD 100.18
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments. The U.S. Markets segment provides consumer reports, actionable insights, and analytic services to businesses, which uses its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, technology, commerce and communications, insurance, media, services and collections, tenant and employment, and public sectors. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which help consumers to manage their personal finances; consumer credit reporting, insurance and auto information solutions, and commercial credit information services. It serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-24 )

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ETFs Containing TRU

GMVM:XETRA VanEck Morningstar US Sus.. 3.04 % 0.00 %

N/A

USD 0.53B
MOAT:SW VanEck Morningstar US Sus.. 3.04 % 0.00 %

N/A

N/A
MHOT:AU VanEck Morningstar Wide M.. 2.98 % 0.00 %

-0.76 (0.44%)

N/A
MOAT:AU VanEck Morningstar Wide M.. 2.70 % 0.00 %

N/A

USD 1.04B
EYLD Cambria Emerging Sharehol.. 2.62 % 0.00 %

+0.05 (+0.44%)

USD 0.48B
GOAT:AU VanEck Morningstar World .. 2.33 % 0.00 %

-0.09 (0.44%)

USD 0.04B
VVGM:XETRA VanEck Morningstar Global.. 2.25 % 0.00 %

N/A

USD 0.07B
GOAT:LSE VanEck Morningstar Global.. 2.25 % 0.00 %

+0.30 (+0.44%)

USD 0.08B
DGSE:SW WisdomTree Emerging Marke.. 1.43 % 0.00 %

N/A

N/A
AVEE American Century ETF Trus.. 0.44 % 0.00 %

+0.23 (+0.44%)

USD 0.03B
DGS WisdomTree Emerging Marke.. 0.00 % 0.63 %

+0.14 (+0.44%)

N/A
DGSD:LSE WisdomTree Emerging Marke.. 0.00 % 0.00 %

+0.04 (+0.44%)

N/A
DGSE:LSE WisdomTree Issuer ICAV - .. 0.00 % 0.00 %

+0.63 (+0.44%)

N/A
FTEK:LSE Invesco KBW NASDAQ Fintec.. 0.00 % 0.00 %

+0.26 (+0.44%)

N/A
MOAT:LSE VanEck Morningstar US Sus.. 0.00 % 0.00 %

+0.40 (+0.44%)

N/A
MOGB:LSE VanEck Morningstar US Sus.. 0.00 % 0.00 %

+0.25 (+0.44%)

USD 0.48B

Market Performance

  Market Performance vs. Industry/Classification (Financial Data & Stock Exchanges) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 39.03% 100% F 90% A-
Dividend Return 0.46% 29% F 5% F
Total Return 39.49% 100% F 89% A-
Trailing 12 Months  
Capital Gain 38.47% 100% F 90% A-
Dividend Return 0.46% 29% F 5% F
Total Return 38.93% 100% F 89% A-
Trailing 5 Years  
Capital Gain 12.08% 17% F 57% F
Dividend Return 2.11% 33% F 5% F
Total Return 14.19% 17% F 42% F
Average Annual (5 Year Horizon)  
Capital Gain 4.25% 29% F 48% F
Dividend Return 4.69% 29% F 42% F
Total Return 0.44% 14% F 12% F
Risk Return Profile  
Volatility (Standard Deviation) 31.57% 14% F 33% F
Risk Adjusted Return 14.85% 29% F 30% F
Market Capitalization 18.54B 50% F 91% A-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.