HIG:NYE-Hartford Financial Services Group (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 110.57

Change

+0.85 (+0.77)%

Market Cap

USD 31.73B

Volume

0.40M

Analyst Target

USD 52.20
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

The Hartford Financial Services Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers insurance coverages, including workers' compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channels and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures. The company's Group Benefits segment provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; and leave management solution. This segment also distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges. Its Hartford Funds segment offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust groups, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight. The company was founded in 1810 and is headquartered in Hartford, Connecticut.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-24 )

Largest Industry Peers for Insurance - Property & Casualty

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ALL-PH The Allstate Corporation

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HIG-PG The Hartford Financial Service..

-0.02 (-0.08%)

USD 18.70B
AFG American Financial Group Inc

+1.04 (+0.76%)

USD 12.00B
KNSL Kinsale Capital Group Inc

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ORI Old Republic International Cor..

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RLI RLI Corp

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HGTY Hagerty Inc

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ETFs Containing HIG

BMAX:CA Brompton Enhanced Multi-A.. 9.53 % 0.00 %

+0.06 (+0.74%)

N/A
DIP 4.58 % 0.00 %

N/A

N/A
SMIG ETF Series Solutions - AA.. 3.73 % 0.00 %

+0.25 (+0.74%)

USD 0.75B
STNC Hennessy Stance ESG ETF 3.16 % 0.00 %

+0.15 (+0.74%)

USD 0.10B
VLLU Harbor ETF Trust 2.93 % 0.00 %

+0.15 (+0.74%)

USD 2.18M
FFLV FFLV 2.60 % 0.00 %

+0.13 (+0.74%)

USD 5.83M
FCSG:LSE FIRST TRUST GLOBAL FUNDS .. 2.22 % 0.00 %

+11.50 (+0.74%)

USD 0.03B
AVMV American Century ETF Trus.. 1.31 % 0.00 %

+0.56 (+0.74%)

USD 0.10B
AVMC American Century ETF Trus.. 0.67 % 0.00 %

+0.52 (+0.74%)

USD 0.13B
CZA Invesco Zacks Mid-Cap ETF 0.00 % 0.65 %

+0.66 (+0.74%)

N/A
IAK iShares U.S. Insurance ET.. 0.00 % 0.43 %

+1.13 (+0.74%)

N/A
PQLC 0.00 % 0.00 %

N/A

N/A
SPVM Invesco S&P 500 Value wit.. 0.00 % 0.39 %

+0.43 (+0.74%)

USD 0.09B
MUMC-B:CA Manulife Multifactor U.S... 0.00 % 0.00 %

+0.01 (+0.74%)

CAD 0.05B
MUMC:CA Manulife Multifactor U.S... 0.00 % 0.55 %

+0.21 (+0.74%)

CAD 9.31M

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 37.56% 80% B- 90% A-
Dividend Return 2.40% 48% F 39% F
Total Return 39.96% 80% B- 90% A-
Trailing 12 Months  
Capital Gain 38.56% 80% B- 90% A-
Dividend Return 2.42% 50% F 39% F
Total Return 40.98% 80% B- 90% A-
Trailing 5 Years  
Capital Gain 83.46% 83% B 84% B
Dividend Return 13.80% 52% F 45% F
Total Return 97.25% 83% B 85% B
Average Annual (5 Year Horizon)  
Capital Gain 27.59% 89% A- 86% B+
Dividend Return 30.10% 86% B+ 86% B+
Total Return 2.51% 47% F 57% F
Risk Return Profile  
Volatility (Standard Deviation) 30.53% 29% F 35% F
Risk Adjusted Return 98.58% 89% A- 96% N/A
Market Capitalization 31.73B 83% B 93% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.