WTFC:NSD-Wintrust Financial Corporation (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 125.93

Change

+1.51 (+1.21)%

Market Cap

USD 8.80B

Volume

0.11M

Analyst Target

USD 50.67
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty premium financing; as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides wealth management services, such as trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-24 )

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ETFs Containing WTFC

PJFM PGIM ETF Trust - PGIM Jen.. 3.28 % 0.00 %

+0.37 (+0.64%)

USD 0.01B
NSCS Nuveen Small Cap Select E.. 2.53 % 0.00 %

+0.22 (+0.64%)

USD 8.12M
QABA First Trust NASDAQ® ABA .. 0.00 % 0.60 %

+0.41 (+0.64%)

USD 0.14B
BKSE BNY Mellon ETF Trust - BN.. 0.00 % 0.00 %

+0.91 (+0.64%)

USD 0.13B
DFAS Dimensional U.S. Small Ca.. 0.00 % 0.00 %

+0.54 (+0.64%)

USD 9.79B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 35.77% 90% A- 82% B
Dividend Return 1.94% 18% F 36% F
Total Return 37.71% 89% A- 83% B
Trailing 12 Months  
Capital Gain 33.53% 90% A- 82% B
Dividend Return 1.91% 17% F 35% F
Total Return 35.44% 90% A- 82% B
Trailing 5 Years  
Capital Gain 76.97% 91% A- 82% B
Dividend Return 10.01% 17% F 36% F
Total Return 86.97% 91% A- 82% B
Average Annual (5 Year Horizon)  
Capital Gain 25.39% 91% A- 77% C+
Dividend Return 27.30% 90% A- 78% C+
Total Return 1.91% 20% F 48% F
Risk Return Profile  
Volatility (Standard Deviation) 39.21% 22% F 48% F
Risk Adjusted Return 69.64% 91% A- 87% B+
Market Capitalization 8.80B 97% N/A 92% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.