SOFI:NSD-SoFi Technologies Inc. (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 16.02

Change

+0.39 (+2.50)%

Market Cap

USD 17.63B

Volume

0.02B

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it provides SoFi Money offers checking and savings accounts, debit cards, and cash management products; and SoFi Invest, a mobile-first investment platform that provides access to trading and advisory solutions, such as investing and robo-advisory. Further, the company offers SoFi Credit Card that provides cash backs on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect, which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and sells loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-24 )

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ETFs Containing SOFI

BIDS 8.58 % 0.00 %

N/A

N/A
ARKF ARK Fintech Innovation ET.. 4.62 % 0.00 %

+0.87 (+0%)

USD 1.14B
MEME 4.00 % 0.00 %

N/A

N/A
XEXP:CA iShares Exponential Techn.. 0.97 % 0.00 %

+0.33 (+0%)

CAD 0.01B
QBTL:CA AGFiQ US Market Neutral A.. 0.78 % 0.00 %

+0.06 (+0%)

CAD 0.26B
SFYX SoFi Next 500 0.72 % 0.00 %

+0.11 (+0%)

USD 0.10B
ISCG iShares Morningstar Small.. 0.66 % 0.00 %

+0.46 (+0%)

USD 0.67B
ZPRS:F SSgA SPDR ETFs Europe II .. 0.20 % 0.00 %

N/A

USD 0.83B
ZPRS:XETRA SPDR MSCI World Small Cap.. 0.20 % 0.00 %

N/A

USD 0.83B
IUSN:XETRA iShares MSCI World Small .. 0.20 % 0.00 %

N/A

USD 3.82B
FNY First Trust Mid Cap Growt.. 0.00 % 0.70 %

+0.66 (+0%)

USD 0.40B
SPAK 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 61.01% 79% B- 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 61.01% 79% B- 88% B+
Trailing 12 Months  
Capital Gain 60.84% 83% B 88% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 60.84% 83% B 88% B+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -0.77% 31% F 36% F
Dividend Return -0.77% 21% F 32% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 44.69% 69% C- 43% F
Risk Adjusted Return -1.73% 21% F 33% F
Market Capitalization 17.63B 96% N/A 95% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector