NMIH:NSD-NMI Holdings Inc (USD)

COMMON STOCK | Insurance - Specialty |

Last Closing

USD 36.99

Change

+0.37 (+1.01)%

Market Cap

USD 3.11B

Volume

0.23M

Analyst Target

USD 22.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States. The company offers mortgage insurance services, such as primary and pool insurance; and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. The company was incorporated in 2011 and is headquartered in Emeryville, California.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-12-24 )

Largest Industry Peers for Insurance - Specialty

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USD 5.03B
TRUP Trupanion Inc

+1.25 (+2.51%)

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AMSF AMERISAFE Inc

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USD 1.03B
TIPT Tiptree Inc

+1.10 (+5.44%)

USD 0.80B
ITIC Investors Title Company

+3.41 (+1.44%)

USD 0.50B
JRVR James River Group Holdings Ltd

+0.32 (+6.87%)

USD 0.18B
ICCH ICC Holdings Inc

+0.14 (+0.60%)

USD 0.07B

ETFs Containing NMIH

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Specialty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 24.63% 63% D 77% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 24.63% 63% D 76% C+
Trailing 12 Months  
Capital Gain 22.85% 63% D 76% C+
Dividend Return N/A N/A N/A N/A N/A
Total Return 22.85% 63% D 75% C
Trailing 5 Years  
Capital Gain 11.21% 38% F 59% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 11.21% 38% F 52% F
Average Annual (5 Year Horizon)  
Capital Gain 19.48% 75% C 73% C
Dividend Return 19.48% 75% C 72% C
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 30.04% 50% F 62% D
Risk Adjusted Return 64.83% 75% C 85% B
Market Capitalization 3.11B 88% B+ 83% B

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.