Values as of: 2024-12-24
COMMON STOCK | Banks - Regional |
Last Closing
USD 49.19Change
+0.21 (+0.43)%Market Cap
USD 2.44BVolume
0.11MAnalyst Target
USD 35.33Verdict
Verdict
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; commercial and industrial, commercial real estate, agricultural, and commercial construction loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan administration and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.
Company Website : https://www.nbtbancorp.com
Currency: USD
Country : USA
| Symbol | Name | Price(Change) | Market Cap |
|---|---|---|---|
| FITB | Fifth Third Bancorp |
+0.15 (+0.35%) |
USD 31.66B |
| FCNCA | First Citizens BancShares Inc |
+25.02 (+1.18%) |
USD 28.88B |
| HBAN | Huntington Bancshares Incorpor.. |
+0.18 (+1.11%) |
USD 25.58B |
| FITBI | Fifth Third Bancorp |
+0.04 (+0.15%) |
USD 18.03B |
| EWBC | East West Bancorp Inc |
+0.35 (+0.36%) |
USD 14.08B |
| PNFP | Pinnacle Financial Partners In.. |
+0.91 (+0.80%) |
USD 9.33B |
| CBSH | Commerce Bancshares Inc |
+0.55 (+0.88%) |
USD 9.26B |
| GGAL | Grupo Financiero Galicia SA AD.. |
+1.76 (+2.79%) |
USD 9.24B |
| WTFC | Wintrust Financial Corporation |
+1.51 (+1.21%) |
USD 8.80B |
| ZION | Zions Bancorporation |
+0.59 (+1.08%) |
USD 8.74B |
| Symbol | Name | Weight | Mer | Price(Change) | Market Cap |
|---|---|---|---|---|---|
| SMLV | SPDR® SSGA US Small Cap .. | 1.42 % | 0.12 % |
+0.96 (+0.75%) |
USD 0.20B |
| Market Performance vs. Industry/Classification (Banks - Regional) | Market Performance vs. Exchange | ||||||
| Value | Sector Median | Percentile Rank | Grade | Market Median | Percentile Rank | Grade | |
| YTD | |||||||
| Capital Gain | 17.37% | 64% | D | 72% | C | ||
| Dividend Return | 3.15% | 43% | F | 54% | F | ||
| Total Return | 20.52% | 65% | D | 73% | C | ||
| Trailing 12 Months | |||||||
| Capital Gain | 13.39% | 61% | D- | 69% | C- | ||
| Dividend Return | 3.04% | 38% | F | 52% | F | ||
| Total Return | 16.44% | 60% | D- | 70% | C- | ||
| Trailing 5 Years | |||||||
| Capital Gain | 20.36% | 69% | C- | 64% | D | ||
| Dividend Return | 15.10% | 58% | F | 63% | D | ||
| Total Return | 35.45% | 72% | C | 66% | D+ | ||
| Average Annual (5 Year Horizon) | |||||||
| Capital Gain | 7.72% | 53% | F | 57% | F | ||
| Dividend Return | 10.83% | 52% | F | 60% | D- | ||
| Total Return | 3.10% | 51% | F | 69% | C- | ||
| Risk Return Profile | |||||||
| Volatility (Standard Deviation) | 17.80% | 80% | B- | 80% | B- | ||
| Risk Adjusted Return | 60.82% | 85% | B | 84% | B | ||
| Market Capitalization | 2.44B | 82% | B | 81% | B- | ||
| Target Price Action | Rating Action | Analyst | Rating | Price | Date |
|---|
This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.
This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.
The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.
The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.
This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.
The company had positive total cash flow in the most recent four quarters.
This stock has shown top quartile dividend growth in the previous 5 years compared to its sector
The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.
The stock is trading high compared to its peers median on a price to book value basis.
The stock is trading high compared to its peers on a price to earning basis and is above the sector median.
This stock has shown below median earnings growth in the previous 5 years compared to its sector
This stock has shown below median revenue growth in the previous 5 years compared to its sector
