FPAY:NSD-FlexShopper Inc (USD)

COMMON STOCK | Rental & Leasing Services |

Last Closing

USD 1.65

Change

+0.07 (+4.43)%

Market Cap

USD 0.05B

Volume

0.08M

Analyst Target

USD 3.83
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers. The company offers its products under the LG, Samsung, Sony, TCL, Frigidaire, General Electric, Whirlpool, Apple, Asus, Dell, Hewlett Packard, Toshiba, Resident, Sealy, and Ashley brands. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-24 )

Largest Industry Peers for Rental & Leasing Services

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ETFs Containing FPAY

XSC:CA iShares Conservative Shor.. 15.95 % 0.45 %

+0.02 (+0.25%)

CAD 0.06B
XBAL:CA iShares Core Balanced ETF.. 5.97 % 0.76 %

+0.13 (+0.25%)

CAD 1.73B
XTR:CA iShares Diversified Month.. 3.94 % 0.62 %

+0.02 (+0.25%)

CAD 0.37B
XGRO:CA iShares Core Growth ETF P.. 2.93 % 0.84 %

+0.16 (+0.25%)

CAD 2.86B
XINC:CA iShares Core Income Balan.. 0.00 % 0.00 %

N/A

CAD 0.05B
XSI:CA iShares Short Term Strate.. 0.00 % 0.56 %

+0.02 (+0.25%)

CAD 0.04B
XCNS:CA iShares Core Conservative.. 0.00 % 0.00 %

+0.06 (+0.25%)

CAD 0.29B

Market Performance

  Market Performance vs. Industry/Classification (Rental & Leasing Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.20% 58% F 48% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.20% 58% F 45% F
Trailing 12 Months  
Capital Gain 3.12% 67% D+ 56% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 3.12% 58% F 51% F
Trailing 5 Years  
Capital Gain -26.34% 25% F 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -26.34% 25% F 33% F
Average Annual (5 Year Horizon)  
Capital Gain 41.73% 67% D+ 85% B
Dividend Return 41.73% 67% D+ 84% B
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 212.05% 17% F 12% F
Risk Adjusted Return 19.68% 17% F 53% F
Market Capitalization 0.05B 22% F 28% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector