CBSH:NGS-Commerce Bancshares Inc. (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 62.76

Change

-0.27 (-0.43)%

Market Cap

USD 5.60B

Volume

0.32M

Analyst Target

USD 55.78
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Commerce Bancshares Inc is a bank holding company. The Company, through its subsidiaries, is engaged in banking business, providing a range of retail, corporate, investment, trust, and asset management products and services to individuals and businesses.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-23 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

-0.04 (-0.09%)

USD 31.66B
FCNCA First Citizens BancShares Inc

-2.55 (-0.12%)

USD 28.88B
HBAN Huntington Bancshares Incorpor..

-0.04 (-0.25%)

USD 25.58B
FITBI Fifth Third Bancorp

N/A

USD 18.03B
EWBC East West Bancorp Inc

+0.39 (+0.41%)

USD 14.08B
PNFP Pinnacle Financial Partners In..

+1.43 (+1.27%)

USD 9.33B
GGAL Grupo Financiero Galicia SA AD..

-0.48 (-0.75%)

USD 9.24B
WTFC Wintrust Financial Corporation

+0.25 (+0.20%)

USD 8.80B
ZION Zions Bancorporation

+0.71 (+1.32%)

USD 8.74B
SSB SouthState Corporation

+0.42 (+0.42%)

USD 8.29B

ETFs Containing CBSH

FTDS First Trust Dividend Stre.. 2.36 % 0.00 %

+0.16 (+-0.43%)

USD 0.03B
TMDV 1.80 % 0.00 %

N/A

N/A
FSCS First Trust SMID Capital .. 1.14 % 0.00 %

-0.15 (-0.43%)

USD 0.02B
FVD:XETRA First Trust Value Line Di.. 0.51 % 0.00 %

-0.15 (-0.43%)

N/A
KBWR Invesco KBW Regional Bank.. 0.00 % 0.35 %

-0.11 (-0.43%)

USD 0.06B
QABA First Trust NASDAQ® ABA .. 0.00 % 0.60 %

-0.20 (-0.43%)

USD 0.14B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.38% 77% C+ 77% C+
Dividend Return 2.05% 18% F 37% F
Total Return 25.43% 75% C 77% C+
Trailing 12 Months  
Capital Gain 22.06% 78% C+ 76% C+
Dividend Return 2.03% 18% F 37% F
Total Return 24.08% 75% C 76% C+
Trailing 5 Years  
Capital Gain 6.89% 55% F 57% F
Dividend Return 8.04% 10% F 26% F
Total Return 14.93% 47% F 55% F
Average Annual (5 Year Horizon)  
Capital Gain 0.78% 29% F 41% F
Dividend Return 2.20% 18% F 40% F
Total Return 1.41% 11% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 21.98% 70% C- 74% C
Risk Adjusted Return 9.99% 17% F 41% F
Market Capitalization 5.60B 98% N/A 92% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.60 29% 50%
Price/Book Ratio 2.70 2% 40%
Price / Cash Flow Ratio 18.94 13% 17%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 16.81% 95% 87%
Return on Invested Capital 17.90% 93% 86%
Return on Assets 1.62% 93% 71%
Debt to Equity Ratio 0.05% 100% 87%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.