SYF:NYE-Synchrony Financial (USD)

EQUITY | Credit Services | New York Stock Exchange

Last Closing

USD 65.45

Change

0.00 (0.00)%

Market Cap

USD 28.29B

Volume

0.01B

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial provides credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-22 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
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MUI BlackRock Muni Intermediate Du..

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ENVA Enova International Inc

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LU Lufax Holding Ltd

-0.03 (-1.22%)

USD 2.36B

ETFs Containing SYF

BPAY BlackRock Future Financia.. 5.87 % 0.00 %

+0.05 (+-0.07%)

USD 5.51M
ZIG The Acquirers Fund ETF 4.14 % 0.00 %

+0.01 (+-0.07%)

USD 0.05B
RDVI 2.13 % 0.00 %

N/A

N/A
BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

-0.12 (-0.07%)

N/A
FXR First Trust Industrials/P.. 1.58 % 0.62 %

-0.05 (-0.07%)

USD 1.95B
RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

-0.05 (-0.07%)

N/A
FHG:CA FT AlphaDEX U.S. Industri.. 1.52 % 0.76 %

+0.26 (+-0.07%)

CAD 0.04B
SYLD 1.48 % 0.59 %

N/A

N/A
LSAF LeaderSharesTM AlphaFacto.. 1.30 % 0.75 %

+0.07 (+-0.07%)

USD 0.15B
WTV WisdomTree Trust - Wisdom.. 1.17 % 0.00 %

-0.03 (-0.07%)

USD 0.48B
SDVD 1.06 % 0.00 %

N/A

N/A
FEX:LSE First Trust US Large Cap .. 0.57 % 0.00 %

-8.00 (-0.07%)

USD 0.23B
FEXD:LSE First Trust US Large Cap .. 0.57 % 0.00 %

-8.00 (-0.07%)

USD 0.04B
FEXU:LSE First Trust Global Funds .. 0.57 % 0.00 %

-0.55 (-0.07%)

USD 0.23B
JPUS JPMorgan Diversified Retu.. 0.54 % 0.19 %

+0.26 (+-0.07%)

USD 0.44B
JPME JPMorgan Diversified Retu.. 0.53 % 0.24 %

+0.14 (+-0.07%)

USD 0.42B
JHMM John Hancock Multifactor .. 0.45 % 0.44 %

+0.04 (+-0.07%)

USD 4.06B
JPGL:LSE JPM Global Equity Multi-F.. 0.41 % 0.00 %

N/A

USD 0.18B
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-8.50 (-0.07%)

N/A
SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

-22.50 (-0.07%)

N/A
EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

-0.01 (-0.07%)

N/A
DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

+0.06 (+-0.07%)

N/A
FAB First Trust Multi Cap Val.. 0.00 % 0.70 %

+0.26 (+-0.07%)

USD 0.14B
FEX First Trust Large Cap Cor.. 0.00 % 0.61 %

+0.13 (+-0.07%)

USD 1.36B
FTA First Trust Large Cap Val.. 0.00 % 0.61 %

+0.25 (+-0.07%)

USD 1.28B
FWDD 0.00 % 1.25 %

N/A

N/A
RDVY First Trust Rising Divide.. 0.00 % 0.50 %

+0.18 (+-0.07%)

USD 13.26B
SDVY First Trust SMID Cap Risi.. 0.00 % 0.60 %

+0.06 (+-0.07%)

USD 7.85B
KORP American Century Diversif.. 0.00 % 0.45 %

-0.10 (-0.07%)

USD 0.38B
MUMC-B:CA Manulife Multifactor U.S... 0.00 % 0.00 %

+0.01 (+-0.07%)

CAD 0.05B
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

-0.38 (-0.07%)

N/A
MUMC:CA Manulife Multifactor U.S... 0.00 % 0.55 %

+0.60 (+-0.07%)

CAD 9.31M
UMI:CA CI U.S. MidCap Dividend I.. 0.00 % 0.41 %

-0.05 (-0.07%)

CAD 0.02B
IUSF:LSE iShares IV Public Limited.. 0.00 % 0.00 %

-2.38 (-0.07%)

USD 0.29B
IUSZ:LSE iShares Edge MSCI USA Siz.. 0.00 % 0.00 %

-0.09 (-0.07%)

USD 0.29B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

+0.03 (+-0.07%)

N/A
XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

+21.00 (+-0.07%)

N/A
XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

-0.64 (-0.07%)

N/A
XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

-13.00 (-0.07%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 71.38% 89% A- 96% N/A
Dividend Return 2.62% 25% F 42% F
Total Return 74.00% 89% A- 96% N/A
Trailing 12 Months  
Capital Gain 72.51% 89% A- 96% N/A
Dividend Return 2.64% 25% F 41% F
Total Return 75.14% 92% A 96% N/A
Trailing 5 Years  
Capital Gain 80.20% 75% C 84% B
Dividend Return 12.72% 42% F 41% F
Total Return 92.92% 75% C 84% B
Average Annual (5 Year Horizon)  
Capital Gain 26.80% 76% C+ 85% B
Dividend Return 29.27% 76% C+ 86% B+
Total Return 2.47% 44% F 56% F
Risk Return Profile  
Volatility (Standard Deviation) 54.33% 32% F 17% F
Risk Adjusted Return 53.88% 76% C+ 68% D+
Market Capitalization 28.29B 82% B 92% A

Key Financial Ratios

  Ratio vs. Industry/Classification (Credit Services) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.60 57% 81%
Price/Book Ratio 1.73 38% 49%
Price / Cash Flow Ratio 2.97 40% 69%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 21.28% 74% 86%
Return on Invested Capital 10.53% 68% 70%
Return on Assets 2.73% 65% 55%
Debt to Equity Ratio 114.95% 63% 32%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector