USB-PH:NYE-U.S. Bancorp (USD)

PREFERRED STOCK | Banks - Regional |

Last Closing

USD 22.7

Change

-0.18 (-0.79)%

Market Cap

USD 95.02B

Volume

0.08M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, the company offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. Further, it provides investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Additionally, the company provides corporate and purchasing card, and corporate trust services. Furthermore, it offers trust and investment management, merchant and ATM processing, mortgage banking, insurance, and brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-03 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
PNC PNC Financial Services Group I..

-2.35 (-1.11%)

USD 85.20B
USB U.S. Bancorp

-0.67 (-1.27%)

USD 83.43B
USB-PP U.S. Bancorp

-0.13 (-0.52%)

USD 78.81B
NU Nu Holdings Ltd

-0.33 (-2.75%)

USD 72.27B
TFC Truist Financial Corp

-0.55 (-1.17%)

USD 61.90B
ITUB Itau Unibanco Banco Holding SA

+0.04 (+0.75%)

USD 50.35B
NWG Natwest Group PLC

+0.03 (+0.29%)

USD 41.84B
MTB M&T Bank Corporation

-1.36 (-0.63%)

USD 35.63B
BSBR Banco Santander Brasil SA ADR

+0.09 (+2.20%)

USD 33.95B
KB KB Financial Group Inc

-1.10 (-1.60%)

USD 26.45B

ETFs Containing USB-PH

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.77% 35% F 57% F
Dividend Return 7.72% 88% B+ 87% B+
Total Return 19.49% 39% F 64% D
Trailing 12 Months  
Capital Gain 12.71% 24% F 52% F
Dividend Return 9.77% 92% A 90% A-
Total Return 22.49% 31% F 61% D-
Trailing 5 Years  
Capital Gain 6.42% 46% F 48% F
Dividend Return 28.29% 79% B- 78% C+
Total Return 34.72% 53% F 54% F
Average Annual (5 Year Horizon)  
Capital Gain 1.34% 32% F 40% F
Dividend Return 6.33% 36% F 49% F
Total Return 4.99% 81% B- 83% B
Risk Return Profile  
Volatility (Standard Deviation) 16.24% 80% B- 63% D
Risk Adjusted Return 38.97% 52% F 56% F
Market Capitalization 95.02B 100% F 98% N/A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.