ducovest

CUBI:NYE-Customers Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 54.92

Change

-0.73 (-1.31)%

Market Cap

USD 1.78B

Volume

0.25M

Analyst Target

USD 17.60
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. The company provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts. Its lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending and financing; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; and fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, the company provides digital banking including Banking-as-a-Service to fintech companies, payments and treasury services to businesses, and consumer loans through fintech companies and the TassatPay, a blockchain-based instant B2B payments platform which offers instant payments including over-the-counter desks, exchanges, liquidity providers, market makers, funds, and other B2B verticals. Further, it offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services, such as account reconciliation, collections, and sweep accounts. The company was incorporated in 2010 and is headquartered in West Reading, Pennsylvania.

Company Website : https://www.customersbank.com

Currency: USD

Country : USA

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-12-03 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
USB-PH U.S. Bancorp

-0.18 (-0.79%)

 USD 95.02B
PNC PNC Financial Services Group I..

-2.35 (-1.11%)

 USD 85.20B
USB U.S. Bancorp

-0.67 (-1.27%)

 USD 83.43B
USB-PP U.S. Bancorp

-0.13 (-0.52%)

 USD 78.81B
NU Nu Holdings Ltd

-0.33 (-2.75%)

 USD 72.27B
TFC Truist Financial Corp

-0.55 (-1.17%)

 USD 61.90B
ITUB Itau Unibanco Banco Holding SA

+0.04 (+0.75%)

 USD 50.35B
NWG Natwest Group PLC

+0.03 (+0.29%)

 USD 41.84B
MTB M&T Bank Corporation

-1.36 (-0.63%)

 USD 35.63B
BSBR Banco Santander Brasil SA ADR

+0.09 (+2.20%)

 USD 33.95B

ETFs Containing CUBI

BNKD 10.00 % 0.00 %

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BNKO 10.00 % 0.00 %

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BNKU 10.00 % 0.00 %

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BNKZ 10.00 % 0.00 %

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KNAB 10.00 % 0.00 %

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XUFB:LSE Xtrackers MSCI USA Banks .. 8.27 % 0.00 %

-26.75 (-0.17%)

 USD 0.03B
MWO:PA Amundi FTSE EPRA/NAREIT G.. 8.07 % 0.00 %

-0.11 (-0.17%)

 USD 0.13B
LMWE:F Lyxor FTSE EPRA/NAREIT Gl.. 8.07 % 0.00 %

-0.22 (-0.17%)

 N/A
FTXO First Trust Nasdaq Bank E.. 7.63 % 0.60 %

-0.28 (-0.17%)

 USD 0.13B
BNKS:LSE iShares S&P U.S. Banks ET.. 6.83 % 0.00 %

-0.08 (-0.17%)

 N/A
IUS2:F iShares S&P U.S. Banks UC.. 6.77 % 0.00 %

-0.10 (-0.17%)

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HUBL-U:CA Harvest US Bank Leaders I.. 6.66 % 0.00 %

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FAZZ 6.23 % 0.45 %

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RWW 6.01 % 0.46 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.69 %

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RWW 6.01 % 0.00 %

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RWW 6.01 % 0.46 %

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BFIN-U:CA 5.74 % 0.00 %

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RUBY-U:CA RBC U.S. Banks Yield Inde.. 4.72 % 0.00 %

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BLCN Siren Nasdaq NexGen Econo.. 4.53 % 0.68 %

-0.22 (-0.17%)

 USD 0.07B
SYV 4.46 % 0.60 %

N/A

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DIVZ Listed Funds Trust - True.. 3.46 % 0.00 %

-0.21 (-0.17%)

 USD 0.13B
MKTN:PA 3.44 % 0.00 %

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SMRN:F 3.44 % 0.00 %

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SMRN:XETRA 3.44 % 0.00 %

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BVNSC 3.44 % 0.00 %

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FINZ 2.98 % 0.95 %

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SEF ProShares Short Financial.. 2.98 % 0.95 %

+0.28 (+-0.17%)

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SKF ProShares UltraShort Fina.. 2.98 % 0.95 %

+0.55 (+-0.17%)

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HBG:CA 2.96 % 1.15 %

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HBG-U:CA 2.96 % 0.00 %

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SYE 2.82 % 0.60 %

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TWIO Spinnaker ETF Series - Tr.. 2.81 % 0.00 %

-0.09 (-0.17%)

 USD 0.03B
DHS:LSE WisdomTree US Equity Inco.. 2.72 % 0.00 %

-9.65 (-0.17%)

 N/A
DHSA:LSE WisdomTree US Equity Inco.. 2.72 % 0.00 %

-0.11 (-0.17%)

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DHSD:LSE WisdomTree US Equity Inco.. 2.72 % 0.00 %

-0.12 (-0.17%)

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DHSG:LSE WisdomTree US Equity Inco.. 2.72 % 0.00 %

-9.00 (-0.17%)

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DHSP:LSE WisdomTree US Equity Inco.. 2.72 % 0.00 %

-12.50 (-0.17%)

 N/A
WTD9:F WisdomTree US Equity Inco.. 2.66 % 0.00 %

N/A

 USD 0.06B
WTDY:F WisdomTree Issuer ICAV - .. 2.66 % 0.00 %

-0.10 (-0.17%)

 USD 1.83M
WTEU:F WisdomTree US Equity Inco.. 2.66 % 0.00 %

-0.12 (-0.17%)

 USD 0.11B
SPVU Invesco S&P 500® Enhance.. 2.65 % 0.16 %

-0.28 (-0.17%)

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PUD:CA 2.63 % 0.68 %

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PUD-B:CA 2.62 % 0.00 %

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RAFE PIMCO RAFI ESG U.S. ETF P.. 2.61 % 0.00 %

-0.16 (-0.17%)

 USD 0.08B
HEA-U:CA 2.43 % 0.00 %

N/A

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DHS WisdomTree U.S. High Divi.. 2.23 % 0.38 %

-0.67 (-0.17%)

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RPV Invesco S&P 500® Pure Va.. 2.19 % 0.35 %

-0.62 (-0.17%)

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JHMF 2.06 % 0.47 %

N/A

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PFF iShares Preferred and Inc.. 1.69 % 0.46 %

-0.06 (-0.17%)

 N/A
DRFU:CA Desjardins RI USA Multifa.. 1.33 % 0.57 %

+0.32 (+-0.17%)

 CAD 5.97M
EXT 1.19 % 0.28 %

N/A

 N/A
GGUE:F UBS (Irl) ETF Public Limi.. 1.12 % 0.00 %

-0.01 (-0.17%)

 N/A
OEW 1.09 % 0.40 %

N/A

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VOOM:F Lyxor Index Fund - Lyxor .. 0.89 % 0.00 %

-0.03 (-0.17%)

 USD 0.06B
GEND:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

+0.01 (+-0.17%)

 N/A
ELLE:LSE Amundi Global Gender Equa.. 0.89 % 0.00 %

+0.01 (+-0.17%)

 USD 0.06B
FAZ Direxion Daily Financial .. 0.00 % 0.95 %

+0.13 (+-0.17%)

 N/A
FYT First Trust Small Cap Val.. 0.00 % 0.70 %

-0.51 (-0.17%)

 USD 0.17B
IOO iShares Global 100 ETF 0.00 % 0.40 %

+0.35 (+-0.17%)

 N/A
IYF iShares U.S. Financials E.. 0.00 % 0.42 %

-0.72 (-0.17%)

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KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

-0.54 (-0.17%)

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RALS 0.00 % 0.95 %

N/A

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VAMO 0.00 % 0.64 %

N/A

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VNLA Janus Henderson Short Dur.. 0.00 % 0.35 %

+0.04 (+-0.17%)

 USD 2.27B
SIXA 6 Meridian Mega Cap Equit.. 0.00 % 0.00 %

-0.04 (-0.17%)

 USD 0.28B
SIXH ETC 6 Meridian Hedged Equ.. 0.00 % 0.00 %

-0.20 (-0.17%)

 USD 0.43B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -4.69% 9% A- 19% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -4.69% 8% B- 16% F
Trailing 12 Months  
Capital Gain 13.66% 27% F 53% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 13.66% 17% F 44% F
Trailing 5 Years  
Capital Gain 138.99% 93% A 90% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 138.99% 91% A- 89% A-
Average Annual (5 Year Horizon)  
Capital Gain 66.83% 98% N/A 95% A
Dividend Return 66.83% 98% N/A 95% A
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 102.66% 6% D- 8% B-
Risk Adjusted Return 65.10% 89% A- 79% B-
Market Capitalization 1.78B 25% F 65% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.