SYF:NYE-Synchrony Financial (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 64.98

Change

0.00 (0.00)%

Market Cap

USD 24.84B

Volume

3.57M

Analyst Target

USD 23.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-11-17 )

Largest Industry Peers for Credit Services

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V Visa Inc. Class A

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MA Mastercard Inc

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AXP American Express Company

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COF Capital One Financial Corporat..

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ALLY Ally Financial Inc

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OMF OneMain Holdings Inc

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BFH Bread Financial Holdings Inc

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MUI BlackRock Muni Intermediate Du..

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ENVA Enova International Inc

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LU Lufax Holding Ltd

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USD 2.32B

ETFs Containing SYF

BFIN:CA Brompton North American F.. 5.66 % 0.96 %

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CAD 0.06B
BPAY BlackRock Future Financia.. 4.71 % 0.00 %

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USD 5.00M
RDVY First Trust Rising Divide.. 2.41 % 0.50 %

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USD 12.90B
RDVI 2.13 % 0.00 %

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BMVP Invesco Bloomberg MVP Mul.. 2.12 % 0.00 %

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RSPF Invesco S&P 500 Equal Wei.. 1.56 % 0.00 %

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SYLD 1.46 % 0.59 %

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WTV WisdomTree Trust - Wisdom.. 1.29 % 0.00 %

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USD 0.40B
LSAF LeaderSharesTM AlphaFacto.. 1.23 % 0.75 %

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USD 0.16B
FTA First Trust Large Cap Val.. 1.14 % 0.61 %

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USD 1.27B
SDVD 1.06 % 0.00 %

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FAB First Trust Multi Cap Val.. 0.57 % 0.70 %

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USD 0.14B
FEX First Trust Large Cap Cor.. 0.55 % 0.61 %

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USD 1.33B
JPME JPMorgan Diversified Retu.. 0.53 % 0.24 %

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USD 0.43B
JHMM John Hancock Multifactor .. 0.43 % 0.44 %

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USD 4.20B
SPED:LSE Invesco S&P 500 Equal Wei.. 0.27 % 0.00 %

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USD 0.11B
SPEQ:LSE Invesco S&P 500 Equal Wei.. 0.27 % 0.00 %

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USD 0.48B
SPES:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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SPEX:LSE Invesco S&P 500 Equal Wei.. 0.23 % 0.00 %

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EWSP:LSE iShares S&P 500 Equal Wei.. 0.23 % 0.00 %

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CVY Invesco Zacks Multi-Asset.. 0.00 % 0.65 %

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USD 0.12B
DON WisdomTree U.S. MidCap Di.. 0.00 % 0.38 %

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FWDD 0.00 % 1.25 %

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FXR First Trust Industrials/P.. 0.00 % 0.62 %

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USD 1.99B
JPUS JPMorgan Diversified Retu.. 0.00 % 0.19 %

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USD 0.45B
KORP American Century Diversif.. 0.00 % 0.45 %

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USD 0.34B
ZIG The Acquirers Fund ETF 0.00 % 0.00 %

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USD 0.05B
RSP Invesco S&P 500® Equal W.. 0.00 % 0.20 %

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FEX:LSE First Trust US Large Cap .. 0.00 % 0.00 %

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USD 0.25B
FEXD:LSE First Trust US Large Cap .. 0.00 % 0.00 %

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USD 0.04B
FEXU:LSE First Trust Global Funds .. 0.00 % 0.00 %

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USD 0.25B
IUSF:LSE iShares IV Public Limited.. 0.00 % 0.00 %

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USD 0.29B
IUSZ:LSE iShares Edge MSCI USA Siz.. 0.00 % 0.00 %

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USD 0.29B
XAXD:LSE Xtrackers - MSCI AC Asia .. 0.00 % 0.00 %

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XAXJ:LSE Xtrackers MSCI AC Asia ex.. 0.00 % 0.00 %

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XDEW:LSE Xtrackers S&P 500 Equal W.. 0.00 % 0.00 %

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XDWE:LSE Xtrackers (IE) Public Lim.. 0.00 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 70.15% 89% A- 96% N/A
Dividend Return 2.62% 28% F 45% F
Total Return 72.77% 86% B+ 96% N/A
Trailing 12 Months  
Capital Gain 117.47% 92% A 97% N/A
Dividend Return 3.35% 28% F 45% F
Total Return 120.82% 95% A 97% N/A
Trailing 5 Years  
Capital Gain 76.00% 65% D 79% B-
Dividend Return 12.51% 42% F 38% F
Total Return 88.52% 70% C- 80% B-
Average Annual (5 Year Horizon)  
Capital Gain 24.08% 74% C 84% B
Dividend Return 26.54% 74% C 84% B
Total Return 2.46% 44% F 56% F
Risk Return Profile  
Volatility (Standard Deviation) 53.41% 33% F 18% F
Risk Adjusted Return 49.69% 72% C 66% D+
Market Capitalization 24.84B 82% B 92% A

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.