FPAY:NSD-FlexShopper Inc (USD)

COMMON STOCK | Rental & Leasing Services |

Last Closing

USD 1.45

Change

+0.17 (+12.84)%

Market Cap

USD 0.03B

Volume

0.57M

Analyst Target

USD 3.83
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own (LTO) basis. The company offers consumer electronics; home appliances; computers, such as tablets and wearables; smartphones; tires; and jewelry and furniture, including accessories. It also provides payment options to consumers. The company offers its products under the LG, Samsung, Sony, TCL, Frigidaire, General Electric, Whirlpool, Apple, Asus, Dell, Hewlett Packard, Toshiba, Resident, Sealy, and Ashley brands. The company was formerly known as Anchor Funding Services, Inc. and changed its name to FlexShopper, Inc. in October 2013. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-11-14 )

Largest Industry Peers for Rental & Leasing Services

Symbol Name Price(Change) Market Cap
FTAI Fortress Transp & Infra Inv

-4.78 (-2.94%)

USD 16.11B
WSC Willscot Mobile Mini Holdings ..

-1.98 (-5.36%)

USD 6.75B
CAR Avis Budget Group Inc

+0.93 (+0.88%)

USD 3.07B
MGRC McGrath RentCorp

+1.11 (+0.93%)

USD 2.79B
HEES H&E Equipment Services Inc

+0.08 (+0.14%)

USD 1.91B
WLFC Willis Lease Finance Corporati..

+1.13 (+0.57%)

USD 1.36B
HTZ Hertz Global Holdings Inc

+0.32 (+8.44%)

USD 0.97B
ZCAR Zoomcar Holdings Inc.

+0.93 (+14.31%)

USD 4.40M
HTZWW Hertz Global Hldgs New Equity ..

+0.16 (+7.34%)

N/A
FTAIN Fortress Transportation and Pr..

+0.17 (+0.66%)

N/A

ETFs Containing FPAY

XSI:CA iShares Short Term Strate.. 22.98 % 0.56 %

-0.03 (0.09%)

CAD 0.04B
XBAL:CA iShares Core Balanced ETF.. 6.20 % 0.76 %

+0.02 (+0.09%)

CAD 1.65B
XTR:CA iShares Diversified Month.. 3.99 % 0.62 %

+0.04 (+0.09%)

CAD 0.38B
XGRO:CA iShares Core Growth ETF P.. 3.07 % 0.84 %

+0.01 (+0.09%)

CAD 2.76B
XINC:CA iShares Core Income Balan.. 0.00 % 0.00 %

N/A

CAD 0.05B
XSC:CA iShares Conservative Shor.. 0.00 % 0.45 %

-0.01 (0.09%)

CAD 0.06B
XCNS:CA iShares Core Conservative.. 0.00 % 0.00 %

+0.02 (+0.09%)

CAD 0.29B

Market Performance

  Market Performance vs. Industry/Classification (Rental & Leasing Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -13.17% 38% F 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -13.17% 38% F 35% F
Trailing 12 Months  
Capital Gain 33.03% 85% B 74% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 33.03% 85% B 73% C
Trailing 5 Years  
Capital Gain -12.65% 25% F 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -12.65% 25% F 36% F
Average Annual (5 Year Horizon)  
Capital Gain 40.74% 77% C+ 85% B
Dividend Return 40.74% 77% C+ 84% B
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 210.33% 15% F 12% F
Risk Adjusted Return 19.37% 15% F 53% F
Market Capitalization 0.03B 22% F 23% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector