CHCO:NGS-City Holding Company (USD)

EQUITY | Banks - Regional | Nasdaq Global Select

Last Closing

USD 133.64

Change

-0.71 (-0.53)%

Market Cap

USD 0.92B

Volume

0.07M

Analyst Target

USD 64.20
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

City Holding Co, through its subsidiary, provides banking, trust and investment management and other financial solutions. It provides commercial banking, consumer banking, mortgage banking and wealth management and trust services.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-11-12 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.03 (+0.06%)

USD 29.54B
FCNCA First Citizens BancShares Inc

-12.38 (-0.57%)

USD 27.22B
HBAN Huntington Bancshares Incorpor..

-0.10 (-0.57%)

USD 22.88B
FITBI Fifth Third Bancorp

+0.13 (+0.51%)

USD 17.96B
EWBC East West Bancorp Inc

-2.88 (-2.70%)

USD 13.51B
CBSH Commerce Bancshares Inc

-0.29 (-0.40%)

USD 8.16B
PNFP Pinnacle Financial Partners In..

-1.38 (-1.09%)

USD 8.08B
ZION Zions Bancorporation

+0.52 (+0.87%)

USD 7.81B
WTFC Wintrust Financial Corporation

-1.04 (-0.78%)

USD 7.60B
SSB SouthState Corporation

-1.52 (-1.40%)

USD 7.44B

ETFs Containing CHCO

SMLV SPDR® SSGA US Small Cap .. 1.24 % 0.12 %

-0.94 (-0.68%)

USD 0.22B

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 21.20% 62% D 74% C
Dividend Return 2.66% 36% F 51% F
Total Return 23.87% 61% D- 75% C
Trailing 12 Months  
Capital Gain 35.55% 56% F 74% C
Dividend Return 2.98% 24% F 43% F
Total Return 38.53% 54% F 75% C
Trailing 5 Years  
Capital Gain 66.80% 84% B 76% C+
Dividend Return 15.79% 56% F 63% D
Total Return 82.59% 84% B 78% C+
Average Annual (5 Year Horizon)  
Capital Gain 12.99% 77% C+ 66% D+
Dividend Return 15.63% 77% C+ 68% D+
Total Return 2.64% 36% F 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 12.69% 89% A- 85% B
Risk Adjusted Return 123.11% 99% N/A 99% N/A
Market Capitalization 0.92B 78% C+ 77% C+

Key Financial Ratios

  Ratio vs. Industry/Classification (Banks - Regional) Ratio vs. Market (Nasdaq Global Select)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.90 37% 58%
Price/Book Ratio 2.32 3% 43%
Price / Cash Flow Ratio 12.51 27% 24%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 17.15% 97% 87%
Return on Invested Capital -4.32% 4% 44%
Return on Assets 1.85% 95% 73%
Debt to Equity Ratio 14.77% 81% 67%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector