PFSI:NYE-PennyMac Finl Svcs Inc (USD)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 102.36

Change

+1.80 (+1.79)%

Market Cap

USD 5.17B

Volume

0.18M

Analyst Target

USD 67.86
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan servicing for both newly originated loans that are under holding for sale and loans services for others. The segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; counsels delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. The company was founded in 2008 and is headquartered in Westlake Village, California.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-11-05 )

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IOR Income Opportunity Realty Inve..

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ETFs Containing PFSI

RAYE Rayliant Quantamental Eme.. 1.25 % 0.00 %

+0.26 (+1.85%)

USD 0.06B
DGSE:SW WisdomTree Emerging Marke.. 0.78 % 0.00 %

N/A

N/A
EBIT Harbor ETF Trust 0.53 % 0.00 %

+0.61 (+1.85%)

USD 6.66M
WTED:F WisdomTree Emerging Marke.. 0.00 % 0.00 %

N/A

USD 0.04B
WTED:XETRA WisdomTree Emerging Marke.. 0.00 % 0.00 %

-0.01 (1.85%)

USD 0.04B
EYLD 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.83% 82% B 71% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 15.83% 82% B 71% C-
Trailing 12 Months  
Capital Gain 43.87% 55% F 84% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 43.87% 55% F 84% B
Trailing 5 Years  
Capital Gain 230.41% 100% F 92% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 230.41% 100% F 92% A
Average Annual (5 Year Horizon)  
Capital Gain 31.15% 82% B 89% A-
Dividend Return 32.74% 82% B 88% B+
Total Return 1.59% 57% F 38% F
Risk Return Profile  
Volatility (Standard Deviation) 43.15% 64% D 22% F
Risk Adjusted Return 75.87% 100% F 88% B+
Market Capitalization 5.17B 80% B- 78% C+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.