CNF:NYE-CNFinance Holdings Ltd (USD)

COMMON STOCK | Mortgage Finance |

Last Closing

USD 1.07

Change

+0.01 (+0.94)%

Market Cap

USD 0.10B

Volume

0.03M

Analyst Target

USD 5.55
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. The company also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-11-05 )

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IOR Income Opportunity Realty Inve..

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ETFs Containing CNF

ZIN:CA BMO S&P/TSX Equal Weight .. 3.90 % 0.59 %

-0.01 (0.00%)

CAD 0.04B
G1CE:XETRA Invesco Markets II plc - .. 0.00 % 0.00 %

-0.04 (0.00%)

USD 0.04B
G1CE:F Invesco Markets II Plc - .. 0.00 % 0.00 %

+0.34 (+0.00%)

USD 0.04B
G1CD:XETRA Invesco Markets II plc - .. 0.00 % 0.00 %

N/A

USD 0.04B

Market Performance

  Market Performance vs. Industry/Classification (Mortgage Finance) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -51.80% 9% A- 9% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return -51.80% 9% A- 10% F
Trailing 12 Months  
Capital Gain -54.85% 9% A- 7% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return -54.85% 9% A- 8% B-
Trailing 5 Years  
Capital Gain -78.56% 25% F 5% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -78.56% 25% F 5% F
Average Annual (5 Year Horizon)  
Capital Gain -11.99% 9% A- 5% F
Dividend Return -11.99% 9% A- 4% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 34.99% 73% C 28% F
Risk Adjusted Return -34.26% 9% A- 8% B-
Market Capitalization 0.10B 20% F 28% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector