OMF:NYE-OneMain Holdings Inc (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 51.92

Change

+4.44 (+9.35)%

Market Cap

USD 5.57B

Volume

3.69M

Analyst Target

USD 38.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. It originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It sells its products through its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-10-30 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

+8.28 (+2.94%)

USD 552.16B
MA Mastercard Inc

+7.41 (+1.46%)

USD 474.60B
AXP American Express Company

+3.65 (+1.35%)

USD 193.07B
COF Capital One Financial Corporat..

+3.78 (+2.32%)

USD 61.52B
SYF Synchrony Financial

+0.56 (+1.00%)

USD 21.47B
ALLY Ally Financial Inc

+1.00 (+2.85%)

USD 10.70B
MUI BlackRock Muni Intermediate Du..

+0.02 (+0.16%)

USD 2.77B
LU Lufax Holding Ltd

-0.05 (-1.89%)

USD 2.63B
BFH Bread Financial Holdings Inc

+0.87 (+1.74%)

USD 2.49B
ENVA Enova International Inc

+1.01 (+1.16%)

USD 2.31B

ETFs Containing OMF

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.53% 41% F 50% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 5.53% 46% F 55% F
Trailing 12 Months  
Capital Gain 42.83% 73% C 81% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 42.83% 73% C 82% B
Trailing 5 Years  
Capital Gain 25.74% 65% D 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 25.74% 65% D 66% D+
Average Annual (5 Year Horizon)  
Capital Gain 20.10% 68% D+ 82% B
Dividend Return 32.32% 89% A- 88% B+
Total Return 12.22% 97% N/A 99% N/A
Risk Return Profile  
Volatility (Standard Deviation) 60.77% 24% F 15% F
Risk Adjusted Return 53.19% 84% B 70% C-
Market Capitalization 5.57B 73% C 79% B-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.