LU:NYE-Lufax Holding Ltd (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 2.6

Change

-0.05 (-1.89)%

Market Cap

USD 2.63B

Volume

1.80M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products. The company was founded in 2005 and is headquartered in Shanghai, China.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-10-30 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
V Visa Inc. Class A

+8.28 (+2.94%)

USD 552.16B
MA Mastercard Inc

+7.41 (+1.46%)

USD 474.60B
AXP American Express Company

+3.65 (+1.35%)

USD 193.07B
COF Capital One Financial Corporat..

+3.78 (+2.32%)

USD 61.52B
SYF Synchrony Financial

+0.56 (+1.00%)

USD 21.47B
ALLY Ally Financial Inc

+1.00 (+2.85%)

USD 10.70B
OMF OneMain Holdings Inc

+4.44 (+9.35%)

USD 5.57B
MUI BlackRock Muni Intermediate Du..

+0.02 (+0.16%)

USD 2.77B
BFH Bread Financial Holdings Inc

+0.87 (+1.74%)

USD 2.49B
ENVA Enova International Inc

+1.01 (+1.16%)

USD 2.31B

ETFs Containing LU

LEND 0.00 % 0.00 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -15.31% 14% F 20% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -15.31% 24% F 28% F
Trailing 12 Months  
Capital Gain 171.20% 95% A 93% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 171.20% 95% A 93% A
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -11.54% 11% F 5% F
Dividend Return 3.44% 46% F 40% F
Total Return 14.99% 100% F 99% N/A
Risk Return Profile  
Volatility (Standard Deviation) 99.99% 8% B- 8% B-
Risk Adjusted Return 3.44% 38% F 24% F
Market Capitalization 2.63B 64% D 70% C-

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector