UFCS:NSD-United Fire Group Inc (USD)

COMMON STOCK | Insurance - Property & Casualty |

Last Closing

USD 19.93

Change

+0.07 (+0.35)%

Market Cap

USD 0.51B

Volume

0.05M

Analyst Target

USD 29.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. The company offers commercial and personal lines of property and casualty insurance; and reinsurance coverage for property and casualty insurance. Its commercial lines include fire and allied lines, other liability, automobile, workers' compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, including homeowners, as well as provides assumed reinsurance products. The company sells its products through a network of independent agencies. United Fire Group, Inc. was incorporated in 1946 and is headquartered in Cedar Rapids, Iowa.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-10-30 )

Largest Industry Peers for Insurance - Property & Casualty

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PLMR Palomar Holdings Inc

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SKWD Skyward Specialty Insurance Gr..

-0.29 (-0.65%)

USD 1.85B
SAFT Safety Insurance Group Inc

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ROOT Root Inc

+0.92 (+2.32%)

USD 0.59B
ACIC American Coastal Insurance Cor..

+0.37 (+3.14%)

USD 0.59B
DGICA Donegal Group A Inc

-0.19 (-1.21%)

USD 0.47B
DGICB Donegal Group B Inc

N/A

USD 0.47B
NODK NI Holdings Inc

-0.05 (-0.31%)

USD 0.32B

ETFs Containing UFCS

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -50.47% 13% F 15% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -50.47% 13% F 16% F
Trailing 12 Months  
Capital Gain -51.18% 13% F 13% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -51.18% 13% F 14% F
Trailing 5 Years  
Capital Gain -78.36% 10% F 10% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -78.36% 10% F 11% F
Average Annual (5 Year Horizon)  
Capital Gain -7.86% 13% F 25% F
Dividend Return -5.60% 13% F 26% F
Total Return 2.26% 33% F 53% F
Risk Return Profile  
Volatility (Standard Deviation) 23.19% 47% F 72% C
Risk Adjusted Return -24.15% 13% F 23% F
Market Capitalization 0.51B 46% F 62% D

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector