NAVI:NSD-Navient Corp (USD)

COMMON STOCK | Credit Services |

Last Closing

USD 15.19

Change

+0.05 (+0.33)%

Market Cap

USD 1.68B

Volume

1.04M

Analyst Target

USD 11.25
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-10-30 )

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ETFs Containing NAVI

EBIT Harbor ETF Trust 1.42 % 0.00 %

+0.19 (+0.57%)

USD 6.66M
WBIH 0.00 % 1.00 %

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CEM2:F 0.00 % 0.00 %

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CEM2:XETRA 0.00 % 0.00 %

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Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -18.42% 23% F 30% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -18.42% 26% F 31% F
Trailing 12 Months  
Capital Gain -4.53% 29% F 31% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -4.53% 32% F 33% F
Trailing 5 Years  
Capital Gain 9.44% 41% F 55% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 9.44% 45% F 56% F
Average Annual (5 Year Horizon)  
Capital Gain 24.88% 66% D+ 79% B-
Dividend Return 29.50% 66% D+ 81% B-
Total Return 4.62% 54% F 83% B
Risk Return Profile  
Volatility (Standard Deviation) 61.67% 47% F 31% F
Risk Adjusted Return 47.84% 66% D+ 77% C+
Market Capitalization 1.68B 74% C 77% C+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector