RVSB:NSD-Riverview Bancorp Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 4.75

Change

0.00 (0.00)%

Market Cap

USD 0.10B

Volume

5.31K

Analyst Target

USD 5.50
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Riverview Bancorp, Inc. operates as a bank holding company for Riverview Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. The company offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. It provides commercial business, commercial and residential real estate, multi-family real estate, land, real estate construction, and one-to-four family mortgage loans; other consumer loans, such as automobile, boat, motorcycle, recreational vehicle, savings account, and unsecured loans; and home equity lines of credit. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, Ridgefield, and Vancouver, Washington, as well as Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-10-20 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

N/A

USD 29.96B
FCNCA First Citizens BancShares Inc

N/A

USD 29.06B
HBAN Huntington Bancshares Incorpor..

N/A

USD 22.54B
FITBI Fifth Third Bancorp

N/A

USD 17.92B
EWBC East West Bancorp Inc

N/A

USD 12.49B
CBSH Commerce Bancshares Inc

N/A

USD 7.77B
PNFP Pinnacle Financial Partners In..

N/A

USD 7.76B
SSB SouthState Corporation

N/A

USD 7.65B
WTFC Wintrust Financial Corporation

N/A

USD 7.46B
ZION Zions Bancorporation

N/A

USD 7.40B

ETFs Containing RVSB

XB4A:F Xtrackers ATX UCITS ETF 1.. 9.89 % 0.00 %

N/A

USD 0.05B
RNRG Global X Renewable Energy.. 6.07 % 0.00 %

N/A

USD 0.04B
YLCO Global X YieldCo & Renewa.. 5.88 % 0.65 %

N/A

N/A
EWO iShares MSCI Austria ETF 0.00 % 0.47 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -62.89% 8% B- 10% F
Dividend Return -21.50% 70% C- 46% F
Total Return -84.39% 3% F 3% F
Trailing 12 Months  
Capital Gain -57.51% 5% F 11% F
Dividend Return -24.62% 75% C 44% F
Total Return -82.13% 3% F 4% F
Trailing 5 Years  
Capital Gain -67.29% 8% B- 15% F
Dividend Return -6.22% 94% A 72% C
Total Return -73.50% 7% C- 12% F
Average Annual (5 Year Horizon)  
Capital Gain -0.98% 27% F 38% F
Dividend Return 2.41% 25% F 43% F
Total Return 3.39% 56% F 70% C-
Risk Return Profile  
Volatility (Standard Deviation) 31.48% 42% F 59% D-
Risk Adjusted Return 7.67% 20% F 42% F
Market Capitalization 0.10B 11% F 38% F

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.