EPF:CA:TSV-Everyday People Financial Corp. (CAD)

COMMON STOCK | Credit Services |

Last Closing

USD 0.4

Change

+0.02 (+5.26)%

Market Cap

USD 0.05B

Volume

0.04M

Analyst Target

N/A
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates in four segments: Financial Services, EP Homes Facilitation Services, Revenue Cycle Management Services, and Contract Receivable Services. It offers secured/prepaid payment credit cards; structured lease and down payment accumulation program services for home purchasing; debt collection services for corporations; and residential and commercial security contracts between the consumer and alarm companies. The company also provides revenue cycle management outsourcing; white label call centre outsourcing; white label cards; digital gift cards; credit and financial literacy; health and wellness financing; homeownership facilitation; savings loans; and health spending account services. Everyday People Financial Corp. is headquartered in Edmonton, Canada. Address: 11150 Jasper Avenue, Edmonton, AB, Canada, T5K 0C7

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-10-04 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap
AFCC-H:CA Automotive Finco Corp

N/A

USD 0.01B
FA:CA Fountain Asset Corp

N/A

USD 2.47M

ETFs Containing EPF:CA

N/A

Market Performance

  Market Performance vs. Industry/Classification (Credit Services) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -20.00% 67% D+ 42% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -20.00% 67% D+ 42% F
Trailing 12 Months  
Capital Gain 21.21% 67% D+ 66% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 21.21% 67% D+ 66% D+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 10.20% N/A N/A 60% D-
Dividend Return 10.20% N/A N/A 60% D-
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 19.33% N/A N/A 95% A
Risk Adjusted Return 52.78% N/A N/A 93% A
Market Capitalization 0.05B 100% F 82% B

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.