QTWO:NYE-Q2 Holdings (USD)

COMMON STOCK | Software - Application |

Last Closing

USD 79.59

Change

+1.78 (+2.29)%

Market Cap

USD 4.77B

Volume

0.37M

Analyst Target

USD 113.29
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Q2 Holdings, Inc. provides cloud-based digital solutions to regional and community financial institutions in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform supports its financial institution customers in their delivery of unified digital banking services across digital channels. Its digital banking platform solutions, comprising Q2 Consumer Banking, Q2 Small Business and Commercial, Q2mobile Remote Deposit Capture, Q2 Sentinel, Q2 Patrol, Q2 SMART, Q2 Contextual Personal Financial Management, Q2 Goals, Q2 CardSwap, Q2 Gro, Q2 Innovation Studio, Q2 Biller Direct, ClickSWITCH, Sensibill, Centrix Dispute Tracking System, Centrix Payments I.Q. System, and Centrix Exact/Transaction Management System. The company also provides lending solutions, which consists precisionlender solutions, a cloud-based platform, data-driven sales enablement, relationship pricing, and portfolio management solution includes precisionlender platform, premium treasury pricing, data studio, and Andi; and Q2 Cloud Lending solutions, a cloud-based digital lending platform and end-to-end lending solution that allows financial institutions, FinTechs, and Alt-FIs to automate and digitize their lending activities, supporting digital lending applications, scoring, underwriting, servicing, and collections for multiple assets classes comprising Q2 CL portal, originate, loan, marketplace, and collections. In addition, it offers Q2 Innovation Studio, an application program interface, or API, based and software development kit, or SDK, based open technology platform; and Helix, a cloud-native, real-time core processing platform. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-10-04 )

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ETFs Containing QTWO

TOGA Tremblant Global ETF 3.21 % 0.00 %

+0.32 (+1.16%)

N/A
DPAG:LSE Legal & General UCITS ETF.. 3.01 % 0.00 %

+5.40 (+1.16%)

USD 0.01B
DPGA:XETRA Legal & General UCITS ETF.. 2.79 % 0.00 %

+0.11 (+1.16%)

USD 0.02B
WCLD WisdomTree Cloud Computin.. 2.64 % 0.00 %

+0.84 (+1.16%)

N/A
DPAY:LSE Legal & General UCITS ETF.. 2.55 % 0.00 %

+0.06 (+1.16%)

N/A
XITK SPDR® FactSet Innovative.. 1.79 % 0.45 %

+2.59 (+1.16%)

USD 0.09B
KOMP SPDR Kensho New Economies.. 0.93 % 0.00 %

+0.76 (+1.16%)

USD 2.03B

Market Performance

  Market Performance vs. Industry/Classification (Software - Application) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 83.34% 97% N/A 98% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 83.34% 97% N/A 98% N/A
Trailing 12 Months  
Capital Gain 147.48% 95% A 99% N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return 147.48% 95% A 99% N/A
Trailing 5 Years  
Capital Gain 6.11% 46% F 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.11% 43% F 32% F
Average Annual (5 Year Horizon)  
Capital Gain 5.40% N/A N/A 57% F
Dividend Return 5.40% N/A N/A 49% F
Total Return N/A N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 60.27% N/A N/A 14% F
Risk Adjusted Return 8.96% N/A N/A 31% F
Market Capitalization 4.77B 76% C+ 77% C+

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.