FIBK:NSD-First Interstate BancSystem Inc (USD)

COMMON STOCK | Banks - Regional |

Last Closing

USD 29.43

Change

-0.11 (-0.37)%

Market Cap

USD 3.18B

Volume

0.35M

Analyst Target

USD 35.71
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

First Interstate BancSystem, Inc. operates as the bank holding company for First Interstate Bank that provides range of banking products and services in the United States. It offers various traditional depository products, including checking, savings, and time deposits; and repurchase agreements primarily for commercial and municipal depositors. The company also offers real estate loans comprising commercial real estate, construction, residential, agricultural, and other real estate loans; consumer loans comprising direct personal loans, credit card loans and lines of credit, and indirect loans; variable and fixed rate commercial loans for small and medium-sized manufacturing, wholesale, retail, and service businesses for working capital needs and business expansions; and agricultural loans. In addition, it provides a range of trust, employee benefit, investment management, insurance, agency, and custodial services to individuals, businesses, and nonprofit organizations. Further, the company offers marketing, credit review, loan servicing, credit cards issuance and servicing, mortgage loan sales and servicing, indirect consumer loan purchasing and processing, loan collection services, other operational, and specialized staff support services, as well as online and mobile banking services. The company serves individuals, businesses, municipalities, and other entities in various industries, including agriculture, construction, education, governmental services, healthcare, hospitality, housing, professional services, real estate development, retail, technology, tourism, and wholesale trade. First Interstate BancSystem, Inc. was incorporated in 1971 and is headquartered in Billings, Montana.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2024-10-02 )

Largest Industry Peers for Banks - Regional

Symbol Name Price(Change) Market Cap
FITB Fifth Third Bancorp

+0.12 (+0.29%)

USD 29.02B
FCNCA First Citizens BancShares Inc

+8.45 (+0.46%)

USD 26.54B
HBAN Huntington Bancshares Incorpor..

-0.11 (-0.77%)

USD 21.26B
FITBI Fifth Third Bancorp

-0.01 (-0.04%)

USD 17.76B
EWBC East West Bancorp Inc

+0.57 (+0.71%)

USD 11.30B
CBSH Commerce Bancshares Inc

-0.39 (-0.68%)

USD 7.74B
PNFP Pinnacle Financial Partners In..

+0.21 (+0.23%)

USD 7.47B
SSB SouthState Corporation

+0.03 (+0.03%)

USD 7.30B
BPOP Popular Inc

-0.85 (-0.89%)

USD 7.13B
WTFC Wintrust Financial Corporation

-0.42 (-0.40%)

USD 7.09B

ETFs Containing FIBK

PEY Invesco High Yield Equity.. 2.65 % 0.53 %

-0.10 (-0.46%)

USD 1.24B
DES WisdomTree U.S. SmallCap .. 0.00 % 0.38 %

-0.13 (-0.46%)

USD 2.04B
KBE SPDR® S&P Bank ETF 0.00 % 0.35 %

-0.09 (-0.46%)

N/A

Market Performance

  Market Performance vs. Industry/Classification (Banks - Regional) Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -4.29% 28% F 43% F
Dividend Return 4.59% 84% B 78% C+
Total Return 0.29% 31% F 46% F
Trailing 12 Months  
Capital Gain 22.37% 43% F 67% D+
Dividend Return 7.82% 92% A 87% B+
Total Return 30.19% 48% F 71% C-
Trailing 5 Years  
Capital Gain -25.91% 15% F 34% F
Dividend Return 23.54% 92% A 84% B
Total Return -2.37% 24% F 41% F
Average Annual (5 Year Horizon)  
Capital Gain -2.11% N/A N/A 38% F
Dividend Return 2.94% N/A N/A 47% F
Total Return 5.05% N/A N/A 85% B
Risk Return Profile  
Volatility (Standard Deviation) 27.58% N/A N/A 65% D
Risk Adjusted Return 10.68% N/A N/A 47% F
Market Capitalization 3.18B 89% A- 84% B

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.