ORI:NYE-Old Republic International Corporation (USD)

EQUITY | Insurance - Property & Casualty | New York Stock Exchange

Last Closing

USD 35.42

Change

+0.04 (+0.11)%

Market Cap

USD 4.73B

Volume

0.88M

Analyst Target

USD 21.00
Analyst Rating

Verdict

ducovest Verdict

Verdict

About

Old Republic International Corporation is engaged in insurance underwriting and related services. It conducts its operations through General Insurance, Title Insurance, and the Republic Financial Indemnity and consumer credit indemnity Run-off Business.

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2024-09-30 )

Largest Industry Peers for Insurance - Property & Casualty

Symbol Name Price(Change) Market Cap
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USD 147.09B
TKOMF Tokio Marine Holdings Inc.

N/A

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ALL The Allstate Corporation

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ALL-PH The Allstate Corporation

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HIG Hartford Financial Services Gr..

+0.83 (+0.71%)

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HIG-PG The Hartford Financial Service..

-0.08 (-0.32%)

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AFG American Financial Group Inc

-0.52 (-0.38%)

USD 11.34B
KNSL Kinsale Capital Group Inc

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USD 10.74B
AIZ Assurant Inc

-1.09 (-0.55%)

USD 10.36B
RLI RLI Corp

+1.04 (+0.68%)

USD 7.01B

ETFs Containing ORI

LBAY Tidal ETF Trust - Leather.. 4.75 % 0.00 %

-0.02 (0.16%)

USD 0.04B
UDI USCF ETF Trust 4.06 % 0.00 %

+0.05 (+0.16%)

N/A
MVE:AU VanEck Vectors Australian.. 2.94 % 0.00 %

+0.07 (+0.16%)

USD 0.31B
FOVL iShares Focused Value Fac.. 2.87 % 0.25 %

+0.19 (+0.16%)

USD 0.02B
FTDS First Trust Dividend Stre.. 2.15 % 0.00 %

+0.08 (+0.16%)

USD 0.02B
TQSM:CA TD Q U.S. Small-Mid-Cap E.. 2.06 % 0.00 %

+0.04 (+0.16%)

CAD 0.19B
HSMV First Trust Horizon Manag.. 1.70 % 0.00 %

+0.08 (+0.16%)

USD 0.02B
XMLV Invesco S&P MidCap Low Vo.. 1.39 % 0.25 %

+0.25 (+0.16%)

USD 0.83B
AFMC First Trust Active Factor.. 1.15 % 0.00 %

+0.06 (+0.16%)

USD 0.01B
USVM VictoryShares US Small Mi.. 0.59 % 0.25 %

+0.26 (+0.16%)

USD 0.28B
CUD.A:CA 0.00 % 1.48 %

N/A

N/A
DTN 0.00 % 0.38 %

N/A

N/A
SCIX 0.00 % 0.38 %

N/A

N/A

Market Performance

  Market Performance vs. Industry/Classification (Insurance - Property & Casualty) Market Performance vs. Exchange (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 20.48% 51% F 80% B-
Dividend Return 2.70% 52% F 51% F
Total Return 23.18% 51% F 81% B-
Trailing 12 Months  
Capital Gain 34.37% 50% F 80% B-
Dividend Return 3.95% 53% F 54% F
Total Return 38.32% 55% F 81% B-
Trailing 5 Years  
Capital Gain 54.34% 53% F 71% C-
Dividend Return 35.36% 85% B 86% B+
Total Return 89.69% 65% D 78% C+
Average Annual (5 Year Horizon)  
Capital Gain 15.06% N/A N/A 78% C+
Dividend Return 23.45% N/A N/A 83% B
Total Return 8.39% N/A N/A 92% A
Risk Return Profile  
Volatility (Standard Deviation) 27.49% N/A N/A 38% F
Risk Adjusted Return 85.31% N/A N/A 92% A
Market Capitalization 4.73B 50% F 84% B

Key Financial Ratios

  Ratio vs. Industry/Classification (Insurance - Property & Casualty) Ratio vs. Market (New York Stock Exchange)
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.00 41% 58%
Price/Book Ratio 1.52 78% 52%
Price / Cash Flow Ratio 10.40 34% 36%
Price/Free Cash Flow Ratio N/A N/A N/A
Management Effectiveness  
Return on Equity 10.73% 17% 64%
Return on Invested Capital 5.57% 43% 50%
Return on Assets 2.10% 45% 48%
Debt to Equity Ratio 18.59% 48% 81%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector